Natural Disasters in Live Oak, FL
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
71.3
Relatively Low
Expected Annual Loss
67.0
Score (0-100)
Social Vulnerability
60.1
Score (0-100)
Community Resilience
5.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
39
Public Assistance
$23.3M
Individual Assistance
$28.8M
Most Common Type
Hurricane
19 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Milton → | Hurricane | Oct 2024 | $118K | — |
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Helene → | Hurricane | Sep 2024 | $2.8M | $8.5M |
| Tropical Storm Helene → | Tropical Storm | Sep 2024 | — | — |
| Hurricane Debby → | Tropical Storm | Aug 2024 | $2.6M | $4.7M |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Severe Storms, Straight-line Winds, and … → | Severe Storm | Jun 2024 | $433K | — |
| Hurricane Idalia → | Hurricane | Aug 2023 | $8.2M | $7.6M |
| Tropical Storm Idalia → | Tropical Storm | Aug 2023 | — | — |
| Hurricane Nicole → | Hurricane | Dec 2022 | — | — |
| Hurricane Ian → | Hurricane | Sep 2022 | — | — |
| Tropical Storm Ian → | Hurricane | Sep 2022 | — | — |
| Tropical Storm Elsa → | Severe Storm | Jul 2021 | $4K | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | — | $127K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Aug 2019 | — | — |
| Hurricane Michael → | Hurricane | Oct 2018 | $32K | — |
| Hurricane Michael → | Hurricane | Oct 2018 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | $2.8M | $1.2M |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
Showing 20 of 42 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
362
Total Claims Paid
$8,274,677
Avg Claim Payout
$22,858
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
9
Federal Funding
$394,900
Properties Protected
1
Avg Benefit-Cost Ratio
1.99
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 601.2: Generators - Regular | 6 | $169,564 |
| 601.1: Generators | 1 | $149,295 |
| 202.1: Elevation of Private Structures - Riverine | 1 | $76,041 |
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Live Oak has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, lightning, wildfire. The area has had 39 federal disaster declarations. The most common disaster type is hurricane (19 declarations). 362 flood insurance claims have been filed in the area. FEMA has obligated $23,278,227 in public assistance recovery funding. $28,840,144 has been distributed in individual assistance to disaster-affected residents. 9 hazard mitigation projects have been funded to reduce future risk.