Cost of Living in Live Oak, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
87.5
100 = national avg
-12.5 vs national average
Living Wage (1 Adult)
$38,490
per year
Living Wage (Family of 4)
$90,976
per year
Cost Index by Category
Housing87.9
Food91.0
Transportation81.9
Healthcare92.8
Utilities92.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,013
per month
2 Bedroom
$1,110
per month
The overall cost of living index in Live Oak is 87.5, which is 12.5% below the national average. Housing costs are below the national average at an index of 87.9. A single adult needs to earn approximately $38,490 per year to cover basic expenses.