Natural Disasters in Largo, FL
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
98.2
Relatively High
Expected Annual Loss
97.8
Score (0-100)
Social Vulnerability
59.9
Score (0-100)
Community Resilience
10.9
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
45
Public Assistance
$268.2M
Individual Assistance
$376.3M
Most Common Type
Hurricane
21 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Milton → | Hurricane | Oct 2024 | $106.3M | $186.3M |
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Helene → | Hurricane | Sep 2024 | $41.0M | $132.4M |
| Tropical Storm Helene → | Tropical Storm | Sep 2024 | — | — |
| Hurricane Debby → | Tropical Storm | Aug 2024 | $1.4M | $3.1M |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Idalia → | Hurricane | Aug 2023 | $5.4M | $6.4M |
| Tropical Storm Idalia → | Tropical Storm | Aug 2023 | — | — |
| Hurricane Nicole → | Hurricane | Dec 2022 | $37K | — |
| Tropical Storm Nicole → | Tropical Storm | Nov 2022 | — | — |
| Hurricane Ian → | Hurricane | Sep 2022 | $15.2M | $8.0M |
| Tropical Storm Ian → | Hurricane | Sep 2022 | — | — |
| Tropical Storm Elsa → | Severe Storm | Jul 2021 | — | — |
| Hurricane Eta → | Hurricane | Nov 2020 | $15K | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $28.6M | $3.7M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Aug 2019 | — | — |
| Hurricane Michael → | Hurricane | Oct 2018 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | $48.2M | $31.5M |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
Showing 20 of 51 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
51,741
Total Claims Paid
$3,710,462,508
Avg Claim Payout
$71,712
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
240
Federal Funding
$27,816,656
Properties Protected
276
Avg Benefit-Cost Ratio
4.94
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 202.2: Elevation of Private Structures - Coastal | 139 | $12,553,960 |
| 205.8: Retrofitting Public Structures - Wind | 45 | $1,891,279 |
| 207.2: Mitigation Reconstruction | 12 | $5,645,063 |
| 200.2: Acquisition of Private Real Property (Structures and Land) - Coastal | 7 | $523,009 |
| 601.2: Generators - Regular | 6 | $445,288 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Largo has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, coastal flood, tornado. The area has had 45 federal disaster declarations. The most common disaster type is hurricane (21 declarations). 51,741 flood insurance claims have been filed in the area. FEMA has obligated $268,240,878 in public assistance recovery funding. $376,319,523 has been distributed in individual assistance to disaster-affected residents. 240 hazard mitigation projects have been funded to reduce future risk.