Natural Disasters in Horseshoe Beach, FL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

35.5

Very Low

Expected Annual Loss

32.6

Score (0-100)

Social Vulnerability

57.1

Score (0-100)

Community Resilience

3.0

Score (0-100)

Top Hazard Risks

Hurricane87.1Coastal Flood73.6Wildfire72.9

Hazard	Risk Score
Hurricane	87.1
Coastal Flood	73.6
Wildfire	72.9
Lightning	57.1
Heat Wave	36.5
Tornado	26.2
Earthquake	23.8
Drought	21.1
Cold Wave	19.9
Strong Wind	8.5
Landslide	6.0
Hail	2.6
Winter Weather	1.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Oct 2024

Most Common Type

Hurricane

22 declarations

Date	Type	Declaration
Oct 11, 2024	Hurricane	HURRICANE MILTON
Oct 7, 2024	Hurricane	HURRICANE MILTON
Sep 28, 2024	Hurricane	HURRICANE HELENE
Sep 24, 2024	Tropical Storm	TROPICAL STORM HELENE
Aug 10, 2024	Tropical Storm	HURRICANE DEBBY
Aug 3, 2024	Tropical Storm	TROPICAL STORM DEBBY
Aug 31, 2023	Hurricane	HURRICANE IDALIA
Aug 28, 2023	Tropical Storm	TROPICAL STORM IDALIA
Dec 13, 2022	Hurricane	HURRICANE NICOLE
Nov 8, 2022	Tropical Storm	TROPICAL STORM NICOLE
Sep 29, 2022	Hurricane	HURRICANE IAN
Sep 24, 2022	Hurricane	TROPICAL STORM IAN
Aug 16, 2021	Hurricane	TROPICAL STORM FRED
Jul 4, 2021	Severe Storm	TROPICAL STORM ELSA
Nov 11, 2020	Hurricane	HURRICANE ETA
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 30, 2019	Hurricane	HURRICANE DORIAN
Oct 9, 2018	Hurricane	HURRICANE MICHAEL
Sep 10, 2017	Hurricane	HURRICANE IRMA

Showing 20 of 44 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

916

Total Claims Paid

$21,432,900

Avg Claim Payout

$23,398

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$13,252,459

Disasters with PA

Total Projects

242

Disaster	Type	Projects	Federal $
DR-4828	Hurricane	27	$4,431,305
DR-4734	Hurricane	47	$3,932,311
DR-4280	Hurricane	27	$1,636,541
DR-1545	Hurricane	49	$1,535,172
DR-1595	Hurricane	15	$505,451
DR-4337	Hurricane	12	$379,274
DR-4068	Severe Storm(s)	12	$163,137
DR-1831	Severe Storm(s)	13	$117,593
DR-1785	Severe Storm(s)	14	$116,111
DR-1561	Hurricane	9	$102,862
DR-4806	Hurricane	4	$95,064
DR-1481	Severe Storm(s)	1	$88,463
DR-4834	Hurricane	2	$74,344
DR-4673	Hurricane	2	$29,844
DR-1551	Hurricane	3	$24,749

Showing top 15 of 16 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,353,191

Properties Protected

Avg Benefit-Cost Ratio

3.91

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
205.8: Retrofitting Public Structures - Wind	2	$153,681
202.3: Elevation of Public Structures - Riverine	2	$37,500
403.1: Stormwater Management - Culverts	1	$11,250
401.1: Water and Sanitary Sewer System Protective Measures	1	$881,837
91.1: Local Multihazard Mitigation Plan; 95.1: FMA or CRS Plan	1	$18,593

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Horseshoe Beach has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, coastal flood, wildfire. The area has had 44 federal disaster declarations. The most common disaster type is hurricane (22 declarations). 916 flood insurance claims have been filed in the area. FEMA has obligated $13,252,459 in public assistance recovery funding. 8 hazard mitigation projects have been funded to reduce future risk.