Natural Disasters in Fernandina Beach, FL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

59.3

Relatively Low

Expected Annual Loss

67.0

Score (0-100)

Social Vulnerability

20.5

Score (0-100)

Community Resilience

75.6

Score (0-100)

Top Hazard Risks

Hurricane88.4Wildfire86.5Coastal Flood75.8

Hazard	Risk Score
Hurricane	88.4
Wildfire	86.5
Coastal Flood	75.8
Heat Wave	71.8
Lightning	71.5
Earthquake	62.8
Tornado	53.6
Ice Storm	53.3
Landslide	24.2
Hail	21.8
Strong Wind	18.6
Drought	16.3
Cold Wave	12.0
Winter Weather	7.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Oct 2024

Most Common Type

Hurricane

20 declarations

Date	Type	Declaration
Oct 11, 2024	Hurricane	HURRICANE MILTON
Oct 7, 2024	Hurricane	HURRICANE MILTON
Sep 28, 2024	Hurricane	HURRICANE HELENE
Aug 10, 2024	Tropical Storm	HURRICANE DEBBY
Aug 3, 2024	Tropical Storm	TROPICAL STORM DEBBY
Aug 31, 2023	Hurricane	HURRICANE IDALIA
Aug 28, 2023	Tropical Storm	TROPICAL STORM IDALIA
Dec 13, 2022	Hurricane	HURRICANE NICOLE
Nov 8, 2022	Tropical Storm	TROPICAL STORM NICOLE
Sep 29, 2022	Hurricane	HURRICANE IAN
Sep 24, 2022	Hurricane	TROPICAL STORM IAN
Jul 4, 2021	Severe Storm	TROPICAL STORM ELSA
Aug 1, 2020	Hurricane	HURRICANE ISAIAS
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 21, 2019	Hurricane	HURRICANE DORIAN
Aug 30, 2019	Hurricane	HURRICANE DORIAN
Sep 10, 2017	Hurricane	HURRICANE IRMA
Sep 5, 2017	Hurricane	HURRICANE IRMA
Oct 8, 2016	Hurricane	HURRICANE MATTHEW

Showing 20 of 40 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

844

Total Claims Paid

$12,708,954

Avg Claim Payout

$15,058

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$37,483,120

Disasters with PA

Total Projects

215

Disaster	Type	Projects	Federal $
DR-4283	Hurricane	19	$11,284,291
DR-4680	Hurricane	3	$9,962,633
DR-4337	Hurricane	44	$9,849,494
DR-1545	Hurricane	33	$897,016
DR-4828	Hurricane	2	$831,813
DR-1785	Severe Storm(s)	33	$672,812
DR-4734	Hurricane	4	$650,532
DR-4673	Hurricane	2	$555,236
DR-1300	Hurricane	22	$477,290
DR-4834	Hurricane	2	$410,551
DR-4068	Severe Storm(s)	18	$394,828
DR-4806	Hurricane	3	$381,382
DR-4468	Hurricane	4	$298,326
DR-4794	Severe Storm(s)	2	$280,647
DR-4486	Biological	2	$277,578

Showing top 15 of 17 disasters by spending

Fernandina Beach has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, wildfire, coastal flood. The area has had 40 federal disaster declarations. The most common disaster type is hurricane (20 declarations). 844 flood insurance claims have been filed in the area. FEMA has obligated $37,483,120 in public assistance recovery funding.