Cost of Living in Fernandina Beach, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
155.6
100 = national avg
+55.6 vs national average
Living Wage (1 Adult)
$68,465
per year
Living Wage (Family of 4)
$161,827
per year
Cost Index by Category
Housing200.4
Food120.7
Transportation141.5
Healthcare116.6
Utilities132.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,382
per month
2 Bedroom
$1,658
per month
The overall cost of living index in Fernandina Beach is 155.6, which is 55.6% above the national average. Housing costs are above the national average at an index of 200.4. A single adult needs to earn approximately $68,465 per year to cover basic expenses.