Cost of Living in Clearwater, FL
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
122.8
100 = national avg
+22.8 vs national average
Living Wage (1 Adult)
$54,027
per year
Living Wage (Family of 4)
$127,699
per year
Cost Index by Category
Housing163.4
Food99.3
Transportation98.5
Healthcare99.4
Utilities112.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,696
per month
2 Bedroom
$1,977
per month
The overall cost of living index in Clearwater is 122.8, which is 22.8% above the national average. Housing costs are above the national average at an index of 163.4. A single adult needs to earn approximately $54,027 per year to cover basic expenses.