Cape Coral, FL — City Data, Demographics & Statistics
Lee County · Florida
City DNA
A unique fingerprint for Cape Coral based on 8 key metrics — compared to averages.
Quick Stats
Population
206,387
2023 ACS
Median Income
$76,062
2023
Median Home Value
$339,200
2023
Median Rent
$1,751
2023
Median Age
48.7
Unemployment
4.1%
Cost of Living Index
137.3
100 = national avg
Cape Coral is a city in Lee County, Florida, with a population of 206,387 according to the 2023 American Community Survey. Cape Coral is one of the communities in Florida.
The median household income in Cape Coral is $76,062, and the median home value is $339,200. The cost of living index is 137.3 (where 100 = national average), and the median rent is $1,751 per month. The unemployment rate is 4.1%, and the median age is 48.7 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
206,387
Male
103,313
50.1%
Female
103,074
49.9%
Median Age
48.7
Age Distribution
Education & Household
Bachelor's or Higher
19.7%
High School or Higher
46.8%
Foreign Born
17.9%
Veterans
6.5%
Married
46.2%
Avg Household Size
2.6
Marital Status by Age
Race & Ethnicity
Diversity Index
0.374
Simpson's Index (0-1)
Largest Group
White
72.9%
Foreign Born
17.9%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
25.1%
51,700 people
Not Hispanic/Latino
75.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
197,019
English Only
76.2%
#1 Non-English Language
Spanish
38,909 speakers
Limited English
10.5%
Language Distribution
English Proficiency
Speaks English Very Well
89.5%
Limited English Proficiency
10.5%
Veterans & Military
Total Veterans
13,391
6.5% of population
Disability Rate
27.6%
3,700 with disability
Veteran Median Income
$53,073
Unemployment Rate
7.2%
Period of Service
Veteran Age Distribution
Male Veterans
12,347
92.2%
Female Veterans
1,044
7.8%
Veteran vs Non-Veteran Income
Veteran Income
$53,073
Non-Veteran Income
$36,448
Difference
$16,625
45.6% higher
Disability Status
With Disability
3,700
Without Disability
9,691
Disability Rate
27.6%
Ancestry & Heritage
Total Reporting Ancestry
146,544
#1 Ancestry
German
13.4% (27,646)
#2 Ancestry
Irish
11.5% (23,754)
#3 Ancestry
American
10.4% (21,460)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
79,258
Family Households
55,061
69.5%
Married Couples
43,048
54.3%
Non-Family Households
24,197
30.5%
Single Mother Households
8,311
10.5%
Single Father Households
3,702
4.7%
Living Alone
19,217
24.2%
Children Under 18
Total Children
31,824
In Married Couple
22,223
69.8%
With Single Mother
6,560
20.6%
With Single Father
3,041
9.6%
Family Income
Median Family Income
$84,817
Married Couple Income
$93,318
Single Mother Income
$57,617
Single Father Income
$62,870
Avg Family Size
2.6
Avg Non-Family Size
2.7
Grandparents w/ Grandchildren
4,672
Grandparents Responsible
805
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$76,062
+4% vs national
Per Capita Income
$39,603
+7% vs national
Poverty Rate
9.8%
-28% vs national
Gini Index
0.4228
0 = perfect equality
Unemployment
4.1%
-22% vs national
SNAP Recipients
7.8%
of households
How Cape Coral Compares
Cape Coral vs Similar Cities
Compared to cities with 100,000 - 250,000 residents. Cape Coral is highlighted.
Median Household Income
Cape Coral, FL has a median household income of $76,062, making it the 10,058th highest median household income out of 28,123 cities in our database. This means that Cape Coral has a higher median household income than 64% of all the cities we measured.
Per Capita Income
Cape Coral, FL has a per capita income of $39,603, making it the 8,818th highest per capita income out of 28,123 cities in our database. This means that Cape Coral has a higher per capita income than 69% of all the cities we measured.
Poverty Rate
Cape Coral, FL has a poverty rate of 9.8%, making it the 16,931st highest poverty rate out of 31,262 cities in our database. This means that Cape Coral has a higher poverty rate than 46% of all the cities we measured.
Unemployment Rate
Cape Coral, FL has a unemployment rate of 4.1%, making it the 14,390th highest unemployment rate out of 31,012 cities in our database. This means that Cape Coral has a higher unemployment rate than 54% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Cape Coral. The median household income here is $76,062.
Income Distribution
Employment Snapshot
Unemployment Rate
4.1%
-17% vs FL avg
Labor Force
100,951
Employed
96,674
Mean Commute
25 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
19.7%
of adults 25+
High School Diploma+
46.8%
of adults 25+
Median Age
48.7
Work from Home
13.1%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Cape Coral-Fort Myers, FL metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$91.1K
per year
Occupations Tracked
20
Cost of Living
Overall Index
137.3
100 = national avg
+37.3 vs national average
Living Wage (1 Adult)
$60,430
per year
Living Wage (Family of 4)
$142,834
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,638
per month
2 Bedroom
$1,961
per month
The median household income in Cape Coral, FL is $76,062, which is 3.9% above the national average of $73,224. Per capita income is $39,603. The poverty rate of 9.8% is lower than the FL state average of 13.5%. The Gini index of income inequality is 0.4228, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.1%, compared to the state average of 4.9%. The labor force is 100,951. 19.7% of adults hold a bachelor's degree or higher. The average commute time is 25 minutes, with 13.1% working from home. About 76.0% of workers drive alone to work. The overall cost of living index is 137.3, which is 37.3% above the national average. Housing costs are above the national average at an index of 181.9. A single adult needs to earn approximately $60,430 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$350,000
Median List Price
$399,900
Price Per Sq Ft
$206
Days on Market
66
Active Inventory
2,961
Months of Supply
8.2
Buyer's market
Zillow Home Value
$333,561
ZHVI — January 2026
Zillow Rent Index
$1,855
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
4.2%
Off Market in 2 Weeks
19.1%
Sale-to-List Ratio
95.1%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
359
New Listings
964
Pending Sales
611
Price Per Square FootRedfin
Median Sale $/SF
$206
Median List $/SF
$229
House Price IndexFHFA
How much have housing prices increased in Cape Coral, FL? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Cape Coral-Fort Myers, FL metro area, home prices have risen 447.4% over the past 40 years. Over 20 years, prices grew 40.5%. The 10-year growth rate is 98.4%. Over the last 5 years, prices increased 47.8%. In the most recent 2-year period, the index fell 5.7%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Cape Coral-Fort Myers, FL housing market rather than Cape Coral alone.
Metro area: Cape Coral-Fort Myers, FL
Cape Coral vs Similar CitiesCensus ACS / Redfin
Compared to cities with 100,000 - 250,000 residents. Cape Coral is highlighted.
Median Home Value
Cape Coral, FL has a median home value of $339,200, making it the 5,940th highest median home value out of 27,993 cities in our database. This means that Cape Coral has a higher median home value than 79% of all the cities we measured.
Median Rent
Cape Coral, FL has a median rent of $1,751, making it the 2,662nd highest median rent out of 22,337 cities in our database. This means that Cape Coral has a higher median rent than 88% of all the cities we measured.
Median Price Per Sq Ft
Cape Coral, FL has a price per square foot of $206, making it the 7,601st highest price per square foot out of 20,748 cities in our database. This means that Cape Coral has a higher price per square foot than 63% of all the cities we measured.
Rent Burden
Cape Coral, FL has a rent burden of 27.6%, making it the 2,027th highest rent burden out of 21,928 cities in our database. This means that Cape Coral has a higher rent burden than 91% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$339,200
Median Rent
$1,751
Total Housing Units
95,914
Vacancy Rate
17.4%
Owner Occupied
77.7%
Renter Occupied
22.3%
Median Property Tax
$2,951
per year
Monthly Cost (w/ Mortgage)
$1,397
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,951
per year
Effective Tax Rate
0.87%
of home value
Median Home Value
$339,200
Estimated Mean Tax
$3,507
The effective property tax rate is calculated by dividing the median annual property tax ($2,951) by the median home value ($339,200). In Cape Coral, FL, this works out to an effective rate of 0.87%. This is below the national average of approximately 1.1%.
The current median sale price in Cape Coral, FL is $350,000 according to Redfin data. Homes spend a median of 66 days on the market. 4.2% of homes sold above asking price. The market has 8.2 months of supply. The median price per square foot is $206. Zillow's observed rent index is $1,855/month. About 77.7% of housing units are owner-occupied. The median year homes were built is 1999. There are 95,914 total housing units. Homeowners pay a median annual property tax of $2,951. The effective tax rate is 0.87%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2022)Violent Crime Rate
1.90
per 1,000 residents
-32% vs national
Property Crime Rate
9.22
per 1,000 residents
-51% vs national
Total Crimes
2,369
2022
Violent Clearance
46%
cases solved
Property Clearance
12%
cases solved
YoY Change
+48.7%
violent crime rate
worsening vs 2020
How Cape Coral Compares
Source: FBI (2022)Cape Coral vs Similar Cities
Source: FBI (2022)Compared to cities with 100,000 - 250,000 residents. Cape Coral is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2022)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2022)Cape Coral police solve 100% of motor vehicle theft cases but only 10% of burglary cases.
Weapon Used in Violent Crime
Source: FBI (2022)Crime Breakdown
Source: FBI Crime Data Explorer (2022)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 4 | 0.02 | 75.0% |
| Rape | Violent | 39 | 0.18 | 35.9% |
| Robbery | Violent | 25 | 0.12 | 32.0% |
| Aggravated Assault | Violent | 335 | 1.57 | 48.1% |
| Burglary | Property | 334 | 1.57 | 10.5% |
| Larceny/Theft | Property | 1,629 | 7.65 | 12.2% |
| Motor Vehicle Theft | Property | 1 | 0.00 | 100.0% |
Cape Coral, FL reported 405 violent crimes and 1,964 property crimes in 2022. The violent crime rate of 1.90 per 1,000 residents is 32.1% below the national average of 2.80 per 1,000. Law enforcement cleared 46% of violent crimes. Larceny/theft accounts for 1,629 of the property crime reports. Firearms were involved in 29.3% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2022 | 405 | 1,964 | 1.90 | 9.22 |
| 2020 | 255 | 2,130 | 1.28 | 10.68 |
| 2019 | 230 | 2,176 | 1.18 | 11.21 |
| 2017 | 236 | 2,888 | 1.28 | 15.67 |
| 2016 | 225 | 3,081 | 1.25 | 17.15 |
| 2015 | 204 | 3,136 | 1.17 | 18.04 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
99.0
Relatively High
Expected Annual Loss
98.8
Score (0-100)
Social Vulnerability
67.8
Score (0-100)
Community Resilience
8.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
45
Public Assistance
$935.1M
Individual Assistance
$300.1M
Most Common Type
Hurricane
21 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Milton → | Hurricane | Oct 2024 | $19.5M | $18.1M |
| Hurricane Milton → | Hurricane | Oct 2024 | — | — |
| Hurricane Helene → | Hurricane | Sep 2024 | $7.4M | $6.8M |
| Tropical Storm Helene → | Tropical Storm | Sep 2024 | — | — |
| Hurricane Debby → | Tropical Storm | Aug 2024 | — | — |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Idalia → | Hurricane | Aug 2023 | $1.4M | — |
| Tropical Storm Idalia → | Tropical Storm | Aug 2023 | — | — |
| Hurricane Nicole → | Hurricane | Dec 2022 | — | — |
| Tropical Storm Nicole → | Tropical Storm | Nov 2022 | — | — |
| Hurricane Ian → | Hurricane | Sep 2022 | $484.9M | $241.4M |
| Tropical Storm Ian → | Hurricane | Sep 2022 | — | — |
| Tropical Storm Elsa → | Severe Storm | Jul 2021 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $184.2M | $2.4M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Aug 2019 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | $128.6M | $20.2M |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
| Lehigh Acres (anna Ave. N.) Fire → | Fire | Apr 2017 | — | — |
| Hurricane Isaac → | Hurricane | Oct 2012 | $33K | — |
Showing 20 of 52 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
48,441
Total Claims Paid
$3,942,349,979
Avg Claim Payout
$81,385
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
12
Federal Funding
$2,077,055
Properties Protected
8
Avg Benefit-Cost Ratio
2.12
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 202.2: Elevation of Private Structures - Coastal | 4 | $702,447 |
| 601.2: Generators - Regular | 2 | $226,347 |
| 405.1: Other Minor Flood Control | 2 | $0 |
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $0 |
| 205.8: Retrofitting Public Structures - Wind | 1 | $107,626 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Cape Coral has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, lightning, coastal flood. The area has had 45 federal disaster declarations. The most common disaster type is hurricane (21 declarations). 48,441 flood insurance claims have been filed in the area. FEMA has obligated $935,149,470 in public assistance recovery funding. $300,132,357 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
30.6%
5.5pp below the national average
Depression Rate
17.8%
5.7pp below the national average
Diabetes Rate
13.4%
1.5pp above the national average
Uninsured Rate
14.4%
3.8pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.9%
Arthritis
28.9%
Cancer (excl. skin)
10.4%
Teeth Lost (65+)
10.8%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
15.5%
14+ days in past month
Depression
17.8%
Loneliness
—
Lack of Support
—
Disability Prevalence
Any Disability
30.1%
Mobility
14.3%
Cognitive
13.1%
Hearing
7.7%
Vision
5.3%
Self-Care
3.8%
Independent Living
7.6%
Cape Coral has an obesity rate of 30.6%, which is 5.5pp below the national average. The depression rate is 17.8%, 5.7pp below the national average. About 14.4% of adults lack health insurance. 79.4% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.5 / 5
Nearest Hospital
3.2 mi
Cape Coral Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Cape Coral Hospital | 3.2 mi | Acute Care Hospitals | 4/5 | Yes |
| Lee Memorial Hospital | 7.2 mi | Acute Care Hospitals | 4/5 | Yes |
| Park Royal Hospital | 9.2 mi | Psychiatric | — | — |
| Gulf Coast Medical Center Lee Health | 13.0 mi | Acute Care Hospitals | 4/5 | Yes |
| Shorepoint Health Punta Gorda | 19.0 mi | Acute Care Hospitals | 2/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
3
Pop. Served
172,828
Violations (5yr)
3
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CAPE CORAL, CITY OF | 172,693 | 3 |
| HOLBROOK BAY COMMONS | 95 | 0 |
| J ; S FISH CAMP | 40 | 0 |
There are 3 water systems serving the area. 3 water quality violations have been reported in the past 5 years.
Infrastructure
Commute Overview2023 ACS
Mean Commute
25 min
+8% vs national
Drive Alone
76.0%
-3% vs national
Public Transit
0.3%
-63% vs national
Work From Home
13.1%
+41% vs national
Carpool
8.1%
Walk / Bike
1.2%
combined
How Cape Coral's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
21
2023
6-Year Avg
14
fatalities/yr
Pedestrian
3
Cyclist
3
Nighttime
8
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 20 | 21 | 0 | 3 | 3 |
| 2022 | 11 | 11 | 0 | 5 | 0 |
| 2021 | 9 | 10 | 0 | 1 | 1 |
| 2020 | 16 | 18 | 4 | 3 | 0 |
| 2019 | 14 | 15 | 4 | 3 | 0 |
| 2018 | 8 | 8 | 1 | 2 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Cape Coral, FL is 25 minutes, which is 8.1% above the national average of 23 minutes. 76.0% of workers drive alone, compared to the national average of 78.7%. 13.1% work from home, which is below the FL state average of 13.8%. 8.1% of workers carpool. 1.0% walk to work. In 2023, there were 21 traffic fatalities from 20 fatal crashes. 3 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
92.3%
of households
Cable / Fiber / DSL
79.6%
of households
No Internet
5.1%
of households
Total Households
79,258
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
97.0%
of households
Smartphone
92.1%
of households
Desktop / Laptop
84.8%
of households
Tablet
67.5%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.1¢
per kWh
-17% vs 100,000 - 250,000 avg
Commercial Rate
11.0¢
per kWh
-19% vs 100,000 - 250,000 avg
Industrial Rate
8.5¢
per kWh
-14% vs 100,000 - 250,000 avg
Avg Monthly Bill
$156
residential
+10% vs 100,000 - 250,000 avg
17% below the national average of 17.1¢/kWh
Residential electricity in Florida averages 14.1¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $156. State-level averages from EIA Electric Sales & Revenue data (2024).
Cape Coral vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (100,000 - 250,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
3
Population Served
172,828
Violations (5yr)
3
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CAPE CORAL, CITY OF | Community | Ground water | 172,693 | 3 |
| HOLBROOK BAY COMMONS | Community | Ground water | 95 | 0 |
| J ; S FISH CAMP | Community | Ground water | 40 | 0 |
92.3% of households in Cape Coral have broadband internet access. 79.6% have cable, fiber, or DSL service. 10.9% rely solely on cellular data without a wired connection. 5.1% of households have no internet access. 6.8% use only a smartphone without a desktop or laptop. The area is served by 3 water systems, providing water to 172,828 people. A total of 3 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Cape Coral is located in Lee County, FL. Results reflect all voters in the county, not just those in Cape Coral.
Election Overview
Source: Lee County (2024)2024 Winner
Republican
Dem Votes
139,240
35.5%
GOP Votes
250,661
63.9%
Total Votes
392,519
Margin
R+28.4%
Shift from 2020
R+9.2pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 139,240 | 250,661 | 392,519 | 35.5% | 63.9% | R+28.4 |
| 2020 | 157,695 | 233,247 | 393,899 | 40.0% | 59.2% | R+19.2 |
| 2016 | 124,725 | 191,141 | 325,797 | 38.3% | 58.7% | R+20.4 |
In the 2024 presidential election, Lee County recorded 392,519 total votes. Republicans won the county with 63.9% of the vote compared to 35.5% for Democrats, a margin of R+28.4%. Compared to 2020, the margin shifted R+9.2pp from the previous election. Since 2016, Lee County has shifted 8.0 percentage points toward Republicans.
Public Records Request
Source: capecoral.govSubmit a public records request to Cape Coral — Email for Public Records Requests found on City Clerk page. The City Clerk is the official custodian of public records..
Source: capecoral.gov
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
458
Total Assets
$132.3M
Total Income
$59.6M
Per 10K Residents
22.2
nonprofits
-49.9% vs peers avg
Orgs with >$1M Assets
17
Median Assets
$69K
Oldest Active
1940
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $108.0M of $132.3M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 100,000 - 250,000
Largest Nonprofits in Cape Coral
Source: IRS Exempt Organizations BMFCape Coral, FL has 458 registered 501(c)(3) nonprofit organizations with combined assets of $132.3M. The most common category is Religion-Related, with 85 organizations. 17 nonprofits have assets exceeding $1 million. That works out to 22.2 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
795
Total Approved
$304.8M
Jobs Supported
6,698
Per 10K Residents
38.5
SBA loans
-49.0% vs peers avg
Unique Lenders
135
Top Lender
Bank of America, National Association
90 loans
Top Industry
Construction
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
703
Total Amount
$234.4M
Avg Loan
$333,469
Median Loan
$135,900
SBA Guaranteed
$174.9M(75%)
Jobs Supported
5,586
Loans
92
Total Amount
$70.4M
Avg Loan
$765,424
Median Loan
$473,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
209
26% of all-time total
Recent Amount
$113.0M
37% of all-time total
Avg Recent Loan
$540,698
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 100,000 - 250,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Cjs Ces Cape Ventures Llc | 7 | $5.5M |
| Wo of Southwest Florida Llc | 1 | $5.0M |
| Cc Home Builders Llc | 1 | $4.3M |
| Wmf Powersports Group Llc | 1 | $3.9M |
| 3f Management Llc | 4 | $3.7M |
| Narayan Farm Llc | 1 | $3.3M |
| Cabinets Plus Inc. | 2 | $3.0M |
| Bellator Beauty Llc | 2 | $2.8M |
| Calida Ventures Llc | 2 | $2.8M |
| Diplomat Rv & Boat Storage, Llc | 1 | $2.8M |
Cape Coral, FL has received 795 SBA loans totaling $304.8M in approved funding between 1992 and 2026. The 7(a) program accounts for 703 loans (88% of the total), supporting 5,586 jobs. The 504 program, focused on real estate and large equipment, has funded 92 loans totaling $70.4M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Cape Coral is Bank of America, National Association with 90 loans. That works out to 38.5 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
12
Total Population
377,434
Avg Median Income
$68,261
Avg Home Value
$298,525
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 33901 | 24,401 | $51,579 | $280,400 | $1,291 | 6.2 |
| 33903 | 23,199 | $56,317 | $135,400 | $1,152 | 11.3 |
| 33904 | 32,925 | $66,933 | $347,100 | $1,665 | 9.7 |
| 33907 | 24,828 | $49,826 | $236,700 | $1,502 | 7.3 |
| 33908 | 38,319 | $74,711 | $346,200 | $1,829 | 34.2 |
| 33909 | 36,917 | $79,096 | $292,800 | $1,773 | 37.8 |
| 33914 | 44,439 | $75,557 | $408,800 | $1,714 | 22.4 |
| 33916 | 27,642 | $49,353 | $242,300 | $1,363 | 10.3 |
| 33919 | 30,300 | $73,336 | $291,500 | $1,621 | 8.8 |
| 33990 | 35,428 | $70,278 | $330,500 | $1,643 | 9.3 |
| 33991 | 25,991 | $82,927 | $351,100 | $1,914 | 12.8 |
| 33993 | 33,045 | $89,220 | $319,500 | $2,057 | 43.7 |
Cape Coral, FL has 12 ZIP codes with a combined population of 377,434. The average median household income across all ZIP codes is $68,261. The average median home value is $298,525. The average median monthly rent is $1,627.
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