Natural Disasters in Loveland, CO
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
90.1
Relatively Moderate
Expected Annual Loss
92.8
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
71.3
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
30
Public Assistance
$94.6M
Individual Assistance
$2.2M
Most Common Type
Fire
15 declarations
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Stone Mountain Fire → | Fire | Jul 2024 | — | — |
| Alexander Mountain Fire → | Fire | Jul 2024 | — | — |
| Wildfires → | Fire | Jan 2021 | $8.1M | — |
| Cameron Peak Fire → | Fire | Sep 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $1.6M | $336K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides → | Flood | Jul 2015 | $218K | — |
| Severe Storms, Flooding, Landslides, and Mudslides → | Flood | Sep 2013 | $82.9M | $1.6M |
| Severe Storms, Flooding, Landslides, and Mudslides → | Flood | Sep 2013 | — | — |
| High Park and Waldo Canyon Wildfires → | Fire | Jun 2012 | $983K | — |
| High Park Fire → | Fire | Jun 2012 | — | — |
| Crystal Fire → | Fire | Apr 2011 | — | — |
| Reservoir Road Fire → | Fire | Sep 2010 | — | — |
| Severe Storms and Tornadoes → | Severe Storm | May 2008 | — | $316K |
| Snow → | Snowstorm | Jan 2007 | — | — |
| Hurricane Katrina Evacuation → | Coastal Storm | Sep 2005 | — | — |
| Co - Picnic Rock Fire - 03/30/2004 → | Fire | Apr 2004 | — | — |
| Co - Buckhorn Creek Fire - 11/11/2003 → | Fire | Nov 2003 | — | — |
| Co-cloudy Pass Fire-07/25/2003 → | Fire | Jul 2003 | — | — |
| Snow → | Snowstorm | Apr 2003 | $253K | — |
Showing 20 of 32 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
546
Total Claims Paid
$15,145,308
Avg Claim Payout
$27,739
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
25
Federal Funding
$10,158,878
Properties Protected
88
Avg Benefit-Cost Ratio
3.09
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 4 | $646,045 |
| 95.2: Planning Related Activities | 3 | $461,092 |
| 403.4: Stormwater Management - Detention/Retention Basins | 3 | $5,995,838 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan); 602.1: Other Equipment Purchase and Installation | 2 | $0 |
| 300.2: Vegetation Management - Wildfire | 2 | $176,897 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Loveland has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, hail, winter weather. The area has had 30 federal disaster declarations. The most common disaster type is fire (15 declarations). 546 flood insurance claims have been filed in the area. FEMA has obligated $94,567,506 in public assistance recovery funding. $2,238,124 has been distributed in individual assistance to disaster-affected residents. 25 hazard mitigation projects have been funded to reduce future risk.