Cost of Living in Loveland, CO
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
145.7
100 = national avg
+45.7 vs national average
Living Wage (1 Adult)
$64,128
per year
Living Wage (Family of 4)
$151,575
per year
Cost Index by Category
Housing192.1
Food113.1
Transportation126.3
Healthcare110.5
Utilities126.3
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,537
per month
2 Bedroom
$1,732
per month
The overall cost of living index in Loveland is 145.7, which is 45.7% above the national average. Housing costs are above the national average at an index of 192.1. A single adult needs to earn approximately $64,128 per year to cover basic expenses.