Cost of Living in Derby, CO
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
134.5
100 = national avg
+34.5 vs national average
Living Wage (1 Adult)
$59,175
per year
Living Wage (Family of 4)
$139,868
per year
Cost Index by Category
Housing168.8
Food110.1
Transportation120.3
Healthcare108.1
Utilities119.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,754
per month
2 Bedroom
$2,089
per month
The overall cost of living index in Derby is 134.5, which is 34.5% above the national average. Housing costs are above the national average at an index of 168.8. A single adult needs to earn approximately $59,175 per year to cover basic expenses.