Cost of Living in Waterloo, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
289.3
100 = national avg
+189.3 vs national average
Living Wage (1 Adult)
$127,310
per year
Living Wage (Family of 4)
$300,915
per year
Cost Index by Category
Housing299.1
Food200.0
Transportation382.2
Healthcare200.0
Utilities200.0
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,395
per month
2 Bedroom
$1,742
per month
The overall cost of living index in Waterloo is 289.3, which is 189.3% above the national average. Housing costs are above the national average at an index of 299.1. A single adult needs to earn approximately $127,310 per year to cover basic expenses.