Cost of Living in Waterford, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
134.7
100 = national avg
+34.7 vs national average
Living Wage (1 Adult)
$59,256
per year
Living Wage (Family of 4)
$140,060
per year
Cost Index by Category
Housing177.0
Food105.9
Transportation118.2
Healthcare104.7
Utilities118.9
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,356
per month
2 Bedroom
$1,758
per month
The overall cost of living index in Waterford is 134.7, which is 34.7% above the national average. Housing costs are above the national average at an index of 177.0. A single adult needs to earn approximately $59,256 per year to cover basic expenses.