Twain Harte, CA — City Data, Demographics & Statistics
Tuolumne County · California
City DNA
A unique fingerprint for Twain Harte based on 8 key metrics — compared to averages.
Quick Stats
Population
2,373
2023 ACS
Median Income
$87,018
2023
Median Home Value
$463,200
2023
Median Rent
$2,109
2023
Median Age
54.5
Unemployment
1.3%
Cost of Living Index
162.4
100 = national avg
Twain Harte is a city in Tuolumne County, California, with a population of 2,373 according to the 2023 American Community Survey. Twain Harte is one of the communities in California.
The median household income in Twain Harte is $87,018, and the median home value is $463,200. The cost of living index is 162.4 (where 100 = national average), and the median rent is $2,109 per month. The unemployment rate is 1.3%, and the median age is 54.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
2,373
Male
1,397
58.9%
Female
976
41.1%
Median Age
54.5
Age Distribution
Education & Household
Bachelor's or Higher
40.7%
High School or Higher
49.7%
Foreign Born
13.5%
Veterans
12.5%
Married
55.6%
Avg Household Size
2.3
Marital Status by Age
Race & Ethnicity
Diversity Index
0.103
Simpson's Index (0-1)
Largest Group
White
94.1%
Foreign Born
13.5%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
9.8%
232 people
Not Hispanic/Latino
90.2%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
2,176
English Only
85.3%
#1 Non-English Language
Spanish
170 speakers
Limited English
1.8%
Language Distribution
English Proficiency
Speaks English Very Well
98.2%
Limited English Proficiency
1.8%
Veterans & Military
Total Veterans
296
12.5% of population
Disability Rate
50.3%
149 with disability
Veteran Median Income
$64,564
Period of Service
Veteran Age Distribution
Male Veterans
290
98.0%
Female Veterans
6
2.0%
Veteran vs Non-Veteran Income
Veteran Income
$64,564
Non-Veteran Income
$38,885
Difference
$25,679
66.0% higher
Disability Status
With Disability
149
Without Disability
147
Disability Rate
50.3%
Ancestry & Heritage
Total Reporting Ancestry
2,459
#1 Ancestry
Irish
24.2% (575)
#2 Ancestry
German
19.3% (458)
#3 Ancestry
English
17.2% (408)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
1,030
Family Households
702
68.2%
Married Couples
617
59.9%
Non-Family Households
328
31.8%
Single Mother Households
40
3.9%
Single Father Households
45
4.4%
Living Alone
281
27.3%
Children Under 18
Total Children
304
In Married Couple
272
89.5%
With Single Mother
0
0.0%
With Single Father
32
10.5%
Family Income
Median Family Income
$86,808
Married Couple Income
$87,433
Avg Family Size
2.3
Avg Non-Family Size
2.4
Grandparents w/ Grandchildren
0
Grandparents Responsible
0
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$87,018
+19% vs national
Per Capita Income
$57,270
+54% vs national
Poverty Rate
7.3%
-47% vs national
Gini Index
0.4708
0 = perfect equality
Unemployment
1.3%
-74% vs national
SNAP Recipients
6.8%
of households
How Twain Harte Compares
Twain Harte vs Similar Cities
Compared to cities with under 10,000 residents. Twain Harte is highlighted.
Median Household Income
Twain Harte, CA has a median household income of $87,018, making it the 7,135th highest median household income out of 28,123 cities in our database. This means that Twain Harte has a higher median household income than 75% of all the cities we measured.
Per Capita Income
Twain Harte, CA has a per capita income of $57,270, making it the 2,992nd highest per capita income out of 28,123 cities in our database. This means that Twain Harte has a higher per capita income than 89% of all the cities we measured.
Poverty Rate
Twain Harte, CA has a poverty rate of 7.3%, making it the 20,448th highest poverty rate out of 31,262 cities in our database. This means that Twain Harte has a higher poverty rate than 35% of all the cities we measured.
Unemployment Rate
Twain Harte, CA has a unemployment rate of 1.3%, making it the 22,395th highest unemployment rate out of 31,012 cities in our database. This means that Twain Harte has a higher unemployment rate than 28% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Twain Harte. The median household income here is $87,018.
Income Distribution
Employment Snapshot
Unemployment Rate
1.3%
-83% vs CA avg
Labor Force
975
Employed
962
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
40.7%
of adults 25+
High School Diploma+
49.7%
of adults 25+
Median Age
54.5
Work from Home
20.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the California metro area
Highest-Paying Job
Software Developers
Top Median Wage
$170.9K
per year
Occupations Tracked
20
Cost of Living
Overall Index
162.4
100 = national avg
+62.4 vs national average
Living Wage (1 Adult)
$71,444
per year
Living Wage (Family of 4)
$168,868
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,257
per month
2 Bedroom
$1,589
per month
The median household income in Twain Harte, CA is $87,018, which is 18.8% above the national average of $73,224. Per capita income is $57,270. The poverty rate of 7.3% is lower than the CA state average of 13.0%. The Gini index of income inequality is 0.4708, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 1.3%, compared to the state average of 7.6%. The labor force is 975. 40.7% of adults hold a bachelor's degree or higher. About 70.1% of workers drive alone to work. The overall cost of living index is 162.4, which is 62.4% above the national average. Housing costs are above the national average at an index of 228.9. A single adult needs to earn approximately $71,444 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$399,500
Median List Price
$479,000
Price Per Sq Ft
$265
Days on Market
122
Active Inventory
28
Months of Supply
2.8
Seller's market
Zillow Home Value
$391,990
ZHVI — January 2026
Market CompetitivenessRedfin
Sold Above List
20.0%
Off Market in 2 Weeks
25.0%
Sale-to-List Ratio
97.7%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
10
New Listings
7
Pending Sales
4
Price Per Square FootRedfin
Median Sale $/SF
$265
Median List $/SF
$300
Twain Harte vs Similar CitiesCensus ACS / Redfin
Compared to cities with under 10,000 residents. Twain Harte is highlighted.
Median Home Value
Twain Harte, CA has a median home value of $463,200, making it the 3,445th highest median home value out of 27,993 cities in our database. This means that Twain Harte has a higher median home value than 88% of all the cities we measured.
Median Rent
Twain Harte, CA has a median rent of $2,109, making it the 1,376th highest median rent out of 22,337 cities in our database. This means that Twain Harte has a higher median rent than 94% of all the cities we measured.
Median Price Per Sq Ft
Twain Harte, CA has a price per square foot of $265, making it the 4,657th highest price per square foot out of 20,748 cities in our database. This means that Twain Harte has a higher price per square foot than 78% of all the cities we measured.
Rent Burden
Twain Harte, CA has a rent burden of 29.1%, making it the 1,500th highest rent burden out of 21,928 cities in our database. This means that Twain Harte has a higher rent burden than 93% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$463,200
Median Rent
$2,109
Total Housing Units
2,187
Vacancy Rate
52.9%
Owner Occupied
86.8%
Renter Occupied
13.2%
Median Property Tax
$3,691
per year
Monthly Cost (w/ Mortgage)
$1,831
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$3,691
per year
Effective Tax Rate
0.80%
of home value
Median Home Value
$463,200
Estimated Mean Tax
$3,823
The effective property tax rate is calculated by dividing the median annual property tax ($3,691) by the median home value ($463,200). In Twain Harte, CA, this works out to an effective rate of 0.80%. This is below the national average of approximately 1.1%.
The current median sale price in Twain Harte, CA is $399,500 according to Redfin data. Homes spend a median of 122 days on the market. 20.0% of homes sold above asking price. The market has 2.8 months of supply. The median price per square foot is $265. The median rent is $2,109 per month (Census ACS). About 86.8% of housing units are owner-occupied. The median year homes were built is 1973. There are 2,187 total housing units. Homeowners pay a median annual property tax of $3,691. The effective tax rate is 0.80%, below the national average.
Crime data is not yet available for Twain Harte. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
85.2
Relatively Moderate
Expected Annual Loss
83.9
Score (0-100)
Social Vulnerability
53.4
Score (0-100)
Community Resilience
49.1
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
21
Public Assistance
$27.1M
Individual Assistance
$4.4M
Most Common Type
Flood
7 declarations
Public Assistance by Category
Showing 20 of 21 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
20
Total Claims Paid
$308,820
Avg Claim Payout
$15,441
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$968,841
Avg Benefit-Cost Ratio
1.98
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 1 | $76,374 |
| 800.1: Miscellaneous | 1 | $0 |
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 1 | $892,467 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Twain Harte has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are wildfire, landslide, heat wave. The area has had 21 federal disaster declarations. The most common disaster type is flood (7 declarations). 20 flood insurance claims have been filed in the area. FEMA has obligated $27,056,478 in public assistance recovery funding. $4,426,424 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
25.9%
10.2pp below the national average
Depression Rate
22.7%
0.8pp below the national average
Diabetes Rate
10.5%
1.4pp below the national average
Uninsured Rate
4.3%
6.3pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.6%
Arthritis
28.9%
Cancer (excl. skin)
12.3%
Teeth Lost (65+)
7.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
14.6%
14+ days in past month
Depression
22.7%
Loneliness
29.2%
Lack of Support
20.7%
Disability Prevalence
Any Disability
28.1%
Mobility
13.5%
Cognitive
11.4%
Hearing
7.8%
Vision
3.7%
Self-Care
3.1%
Independent Living
6.7%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Twain Harte has an obesity rate of 25.9%, which is 10.2pp below the national average. The depression rate is 22.7%, 0.8pp below the national average. About 4.3% of adults lack health insurance. 78.1% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
3
Avg CMS Rating
3.3 / 5
Nearest Hospital
7.2 mi
Adventist Health Sonora
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Adventist Health Sonora | 7.2 mi | Acute Care Hospitals | 3/5 | — |
| Mark Twain Medical Center | 23.5 mi | Critical Access Hospitals | 3/5 | — |
| Oak Valley Hospital District | 34.5 mi | Acute Care Hospitals | — | Yes |
| Sutter Amador Hospital | 35.7 mi | Acute Care Hospitals | 4/5 | Yes |
| John C Fremont Healthcare District | 39.1 mi | Critical Access Hospitals | — | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
5
Pop. Served
3,500
Violations (5yr)
2
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| TWAIN HARTE COMMUNITY SERVICES DISTRICT | 2,378 | 0 |
| SIERRA VILLAGE MUTUAL WATER CO | 361 | 0 |
| LEISURE PINES MUTUAL WATER CO | 340 | 1 |
| SUGAR PINE RV RESORT | 219 | 0 |
| TWAIN HARTE VALLEY MWC | 202 | 1 |
There are 5 water systems serving the area. 2 water quality violations have been reported in the past 5 years.
Infrastructure
Commute Overview2023 ACS
Drive Alone
70.1%
-11% vs national
Work From Home
20.4%
+119% vs national
Carpool
4.8%
Walk
3.2%
How Twain Harte's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Commute data for Twain Harte, CA covers travel times and transportation modes. 70.1% of workers drive alone, compared to the national average of 78.7%. 20.4% work from home, which is above the CA state average of 14.0%. 4.8% of workers carpool. 3.2% walk to work.
Internet & Broadband Access
Source: Census ACSBroadband Access
100.0%
of households
Cable / Fiber / DSL
83.7%
of households
No Internet
0.0%
of households
Total Households
1,030
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.5%
of households
Smartphone
91.9%
of households
Desktop / Laptop
83.5%
of households
Tablet
75.5%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
32.0¢
per kWh
+68% vs Under 10,000 avg
Commercial Rate
25.5¢
per kWh
+65% vs Under 10,000 avg
Industrial Rate
21.5¢
per kWh
+81% vs Under 10,000 avg
Avg Monthly Bill
$161
residential
+10% vs Under 10,000 avg
87% above the national average of 17.1¢/kWh
Residential electricity in California averages 32.0¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $161. State-level averages from EIA Electric Sales & Revenue data (2024).
Twain Harte vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (Under 10,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
5
Population Served
3,500
Violations (5yr)
2
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| TWAIN HARTE COMMUNITY SERVICES DISTRICT | Community | Surface water | 2,378 | 0 |
| SIERRA VILLAGE MUTUAL WATER CO | Community | Ground water | 361 | 0 |
| LEISURE PINES MUTUAL WATER CO | Community | Ground water | 340 | 1 |
| SUGAR PINE RV RESORT | Community | Ground water | 219 | 0 |
| TWAIN HARTE VALLEY MWC | Community | Surface water | 202 | 1 |
100.0% of households in Twain Harte have broadband internet access. 83.7% have cable, fiber, or DSL service. 9.7% rely solely on cellular data without a wired connection. 0.0% of households have no internet access. The area is served by 5 water systems, providing water to 3,500 people. A total of 2 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Twain Harte is located in Tuolumne County, CA. Results reflect all voters in the county, not just those in Twain Harte.
Election Overview
Source: Tuolumne County (2024)2024 Winner
Republican
Dem Votes
10,909
37.9%
GOP Votes
17,210
59.7%
Total Votes
28,810
Margin
R+21.9%
Shift from 2020
R+3.1pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 10,909 | 17,210 | 28,810 | 37.9% | 59.7% | R+21.9 |
| 2020 | 11,978 | 17,689 | 30,401 | 39.4% | 58.2% | R+18.8 |
| 2016 | 8,580 | 13,486 | 23,472 | 36.5% | 57.5% | R+20.9 |
In the 2024 presidential election, Tuolumne County recorded 28,810 total votes. Republicans won the county with 59.7% of the vote compared to 37.9% for Democrats, a margin of R+21.9%. Compared to 2020, the margin shifted R+3.1pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
19
Total Assets
$1.3M
Total Income
$1.3M
Per 10K Residents
80.1
nonprofits
-44.5% vs peers avg
Orgs with >$1M Assets
0
Median Assets
$111K
Oldest Active
1965
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationNonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population Under 10,000
Largest Nonprofits in Twain Harte
Source: IRS Exempt Organizations BMF| Organization | Category | Assets | Income | Est. | IRS |
|---|---|---|---|---|---|
| SECOND CHANCE COCKER RESCUE INC | Animal-Related | $429K | $473K | 2003 | |
| CALGREY CHARITABLE FOUNDATION | International | $246K | $7K | 2005 | |
| CENTRAL SIERRA ENVIRONMENTAL RESOURCE CENTER | Unknown | $232K | $415K | 1996 | |
| PREACHERS REST AND BIBLE CONFERENCE INC | — | $111K | $50K | 1984 | |
| NORTHERN CALIFORNIA CHRISTIAN SERVICE CAMP | Religion | $111K | $200K | 1986 | |
| SOROPTIMIST INTERNATIONAL OF THE AMERICAS INC | Crime & Legal | $80K | $82K | 2002 | |
| SUMMERVILLE HIGH QUARTERBACK CLUB | Education | $79K | $24K | 2015 |
Twain Harte, CA has 19 registered 501(c)(3) nonprofit organizations with combined assets of $1.3M. The most common category is Religion-Related, with 3 organizations. That works out to 80.1 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1965.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
32
Total Approved
$9.3M
Jobs Supported
198
Per 10K Residents
134.9
SBA loans
+11.3% vs peers avg
Unique Lenders
13
Top Lender
Columbia Bank
7 loans
Top Industry
Accommodation & Food Services
Data Span
1993–2024
Loan Program Breakdown
Source: SBA FOIALoans
28
Total Amount
$7.8M
Avg Loan
$279,264
Median Loan
$118,500
SBA Guaranteed
$5.9M(75%)
Jobs Supported
191
Loans
4
Total Amount
$1.4M
Avg Loan
$360,500
Median Loan
$320,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
6
19% of all-time total
Recent Amount
$1.1M
11% of all-time total
Avg Recent Loan
$177,000
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population Under 10,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Twain Harte Market Inc. and Parriott Enterprises Inc. | 1 | $2.0M |
| Kelsey Strand | 1 | $900K |
| Noor Ahmed Mubeen as a Trustee of the Arrahman Revocable Living Trust Dated 10/ | 1 | $680K |
| Crosby Pharmacy Inc. | 2 | $650K |
| Wildwood Inn | 1 | $553K |
| Muhammad Mushtaq Khattak & Naseem Akhtar | 1 | $512K |
| Kyle R Mc Donald Dds | 1 | $500K |
| Mccaffrey House Bed & Breakfas | 1 | $460K |
| The Rock of Twain Harte | 1 | $425K |
| Hohne Hohne & Roberson | 1 | $390K |
Twain Harte, CA has received 32 SBA loans totaling $9.3M in approved funding between 1993 and 2024. The 7(a) program accounts for 28 loans (88% of the total), supporting 191 jobs. The 504 program, focused on real estate and large equipment, has funded 4 loans totaling $1.4M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Twain Harte is Columbia Bank with 7 loans. That works out to 134.9 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
7
Total Population
40,354
Avg Median Income
$79,353
Avg Home Value
$405,886
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 95310 | 1,783 | $57,639 | $448,800 | $1,015 | 44.7 |
| 95335 | 82 | $65,625 | $247,500 | N/A | 41.1 |
| 95346 | 807 | $108,362 | $516,100 | $1,353 | 5.1 |
| 95370 | 28,373 | $72,433 | $416,200 | $1,313 | 103.1 |
| 95372 | 1,825 | $93,346 | $354,400 | $1,720 | 2.4 |
| 95379 | 3,821 | $72,113 | $404,500 | N/A | 25.9 |
| 95383 | 3,663 | $85,956 | $453,700 | $1,850 | 66.2 |
Twain Harte, CA has 7 ZIP codes with a combined population of 40,354. The average median household income across all ZIP codes is $79,353. The average median home value is $405,886. The average median monthly rent is -$190,475,154.
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