Cost of Living in Tracy, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
202.5
100 = national avg
+102.5 vs national average
Living Wage (1 Adult)
$89,082
per year
Living Wage (Family of 4)
$210,557
per year
Cost Index by Category
Housing282.9
Food140.4
Transportation173.1
Healthcare132.3
Utilities160.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,395
per month
2 Bedroom
$1,742
per month
The overall cost of living index in Tracy is 202.5, which is 102.5% above the national average. Housing costs are above the national average at an index of 282.9. A single adult needs to earn approximately $89,082 per year to cover basic expenses.