Cost of Living in Santa Barbara, CA

Cost indexes, living wages, and fair market rents — 2024 Data

Cost of Living Overview

Overall Index

235.7

100 = national avg

+135.7 vs national average

Living Wage (1 Adult)

$103,692

per year

Living Wage (Family of 4)

$245,089

per year

Cost Index by Category

Housing
400.0
Food
127.7
Transportation
155.4
Healthcare
122.2
Utilities
176.6

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$2,746

per month

2 Bedroom

$3,124

per month

The overall cost of living index in Santa Barbara is 235.7, which is 135.7% above the national average. Housing costs are above the national average at an index of 400.0. A single adult needs to earn approximately $103,692 per year to cover basic expenses.