Cost of Living in San Francisco, CA

Cost indexes, living wages, and fair market rents — 2024 Data

Cost of Living Overview

Overall Index

252.5

100 = national avg

+152.5 vs national average

Living Wage (1 Adult)

$111,083

per year

Living Wage (Family of 4)

$262,560

per year

Cost Index by Category

Housing
400.0
Food
158.1
Transportation
147.8
Healthcare
146.5
Utilities
194.9

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$2,977

per month

2 Bedroom

$3,604

per month

The overall cost of living index in San Francisco is 252.5, which is 152.5% above the national average. Housing costs are above the national average at an index of 400.0. A single adult needs to earn approximately $111,083 per year to cover basic expenses.