Cost of Living in Rancho Santa Margarita, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
244.0
100 = national avg
+144.0 vs national average
Living Wage (1 Adult)
$107,356
per year
Living Wage (Family of 4)
$253,750
per year
Cost Index by Category
Housing339.5
Food162.2
Transportation224.4
Healthcare149.8
Utilities185.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$2,746
per month
2 Bedroom
$3,236
per month
The overall cost of living index in Rancho Santa Margarita is 244.0, which is 144.0% above the national average. Housing costs are above the national average at an index of 339.5. A single adult needs to earn approximately $107,356 per year to cover basic expenses.