Oceanside, CA — City Data, Demographics & Statistics
San Diego County · California
City DNA
A unique fingerprint for Oceanside based on 8 key metrics — compared to averages.
Quick Stats
Population
172,542
2023 ACS
Median Income
$93,724
2023
Median Home Value
$702,000
2023
Median Rent
$2,207
2023
Median Age
38.1
Unemployment
5.4%
Cost of Living Index
182.9
100 = national avg
Oceanside is a city in San Diego County, California, with a population of 172,542 according to the 2023 American Community Survey. Oceanside is one of the communities in California.
The median household income in Oceanside is $93,724, and the median home value is $702,000. The cost of living index is 182.9 (where 100 = national average), and the median rent is $2,207 per month. The unemployment rate is 5.4%, and the median age is 38.1 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
172,542
Male
86,957
50.4%
Female
85,585
49.6%
Median Age
38.1
Age Distribution
Education & Household
Bachelor's or Higher
24.1%
High School or Higher
37.3%
Foreign Born
20.9%
Veterans
7.2%
Married
42.6%
Avg Household Size
2.8
Marital Status by Age
Race & Ethnicity
Diversity Index
0.499
Simpson's Index (0-1)
Largest Group
White
52.9%
Foreign Born
20.9%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
38.5%
66,498 people
Not Hispanic/Latino
61.5%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
162,618
English Only
66.4%
#1 Non-English Language
Spanish
41,435 speakers
Limited English
13.2%
Language Distribution
English Proficiency
Speaks English Very Well
86.8%
Limited English Proficiency
13.2%
Veterans & Military
Total Veterans
12,473
7.2% of population
Disability Rate
40.4%
5,034 with disability
Veteran Median Income
$61,000
Unemployment Rate
2.6%
Period of Service
Veteran Age Distribution
Male Veterans
10,873
87.2%
Female Veterans
1,600
12.8%
Veteran vs Non-Veteran Income
Veteran Income
$61,000
Non-Veteran Income
$38,405
Difference
$22,595
58.8% higher
Disability Status
With Disability
5,034
Without Disability
7,439
Disability Rate
40.4%
Ancestry & Heritage
Total Reporting Ancestry
89,232
#1 Ancestry
German
10.3% (17,686)
#2 Ancestry
English
8.5% (14,727)
#3 Ancestry
Irish
8.1% (14,002)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
61,417
Family Households
41,833
68.1%
Married Couples
31,948
52.0%
Non-Family Households
19,584
31.9%
Single Mother Households
6,258
10.2%
Single Father Households
3,627
5.9%
Living Alone
14,264
23.2%
Children Under 18
Total Children
31,058
In Married Couple
23,741
76.4%
With Single Mother
4,781
15.4%
With Single Father
2,536
8.2%
Family Income
Median Family Income
$108,880
Married Couple Income
$122,120
Single Mother Income
$68,996
Single Father Income
$81,581
Avg Family Size
2.8
Avg Non-Family Size
2.7
Grandparents w/ Grandchildren
4,023
Grandparents Responsible
880
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$93,724
+28% vs national
Per Capita Income
$43,094
+16% vs national
Poverty Rate
8.1%
-40% vs national
Gini Index
0.4199
0 = perfect equality
Unemployment
5.4%
+3% vs national
SNAP Recipients
8.5%
of households
How Oceanside Compares
Oceanside vs Similar Cities
Compared to cities with 100,000 - 250,000 residents. Oceanside is highlighted.
Median Household Income
Oceanside, CA has a median household income of $93,724, making it the 5,855th highest median household income out of 28,123 cities in our database. This means that Oceanside has a higher median household income than 79% of all the cities we measured.
Per Capita Income
Oceanside, CA has a per capita income of $43,094, making it the 6,973rd highest per capita income out of 28,123 cities in our database. This means that Oceanside has a higher per capita income than 75% of all the cities we measured.
Poverty Rate
Oceanside, CA has a poverty rate of 8.1%, making it the 19,188th highest poverty rate out of 31,262 cities in our database. This means that Oceanside has a higher poverty rate than 39% of all the cities we measured.
Unemployment Rate
Oceanside, CA has a unemployment rate of 5.4%, making it the 10,664th highest unemployment rate out of 31,012 cities in our database. This means that Oceanside has a higher unemployment rate than 66% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Oceanside. The median household income here is $93,724.
Income Distribution
Employment Snapshot
Unemployment Rate
5.4%
-29% vs CA avg
Labor Force
93,393
Employed
84,816
Mean Commute
25 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
24.1%
of adults 25+
High School Diploma+
37.3%
of adults 25+
Median Age
38.1
Work from Home
14.8%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the San Diego-Chula Vista-Carlsbad, CA metro area
Highest-Paying Job
Software Developers
Top Median Wage
$159.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
182.9
100 = national avg
+82.9 vs national average
Living Wage (1 Adult)
$80,480
per year
Living Wage (Family of 4)
$190,225
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,459
per month
2 Bedroom
$3,001
per month
The median household income in Oceanside, CA is $93,724, which is 28.0% above the national average of $73,224. Per capita income is $43,094. The poverty rate of 8.1% is lower than the CA state average of 13.0%. The Gini index of income inequality is 0.4199, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.4%, compared to the state average of 7.6%. The labor force is 93,393. 24.1% of adults hold a bachelor's degree or higher. The average commute time is 25 minutes, with 14.8% working from home. About 71.4% of workers drive alone to work. The overall cost of living index is 182.9, which is 82.9% above the national average. Housing costs are above the national average at an index of 279.3. A single adult needs to earn approximately $80,480 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$872,500
Median List Price
$885,000
Price Per Sq Ft
$499
Days on Market
53
Active Inventory
267
Months of Supply
2.7
Seller's market
Zillow Home Value
$845,762
ZHVI — January 2026
Zillow Rent Index
$2,887
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
21.0%
Off Market in 2 Weeks
34.7%
Sale-to-List Ratio
98.7%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
100
New Listings
175
Pending Sales
144
Price Per Square FootRedfin
Median Sale $/SF
$499
Median List $/SF
$558
House Price IndexFHFA
How much have housing prices increased in Oceanside, CA? According to the Federal Housing Finance Agency (FHFA) House Price Index for the San Diego-Chula Vista-Carlsbad, CA metro area, home prices have risen 762.1% over the past 40 years. Over 20 years, prices grew 76.0%. The 10-year growth rate is 98.8%. Over the last 5 years, prices increased 52.2%. In the most recent 2-year period, the index rose 7.5%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader San Diego-Chula Vista-Carlsbad, CA housing market rather than Oceanside alone.
Metro area: San Diego-Chula Vista-Carlsbad, CA
Oceanside vs Similar CitiesCensus ACS / Redfin
Compared to cities with 100,000 - 250,000 residents. Oceanside is highlighted.
Median Home Value
Oceanside, CA has a median home value of $702,000, making it the 1,463rd highest median home value out of 27,993 cities in our database. This means that Oceanside has a higher median home value than 95% of all the cities we measured.
Median Rent
Oceanside, CA has a median rent of $2,207, making it the 1,132nd highest median rent out of 22,337 cities in our database. This means that Oceanside has a higher median rent than 95% of all the cities we measured.
Median Price Per Sq Ft
Oceanside, CA has a price per square foot of $499, making it the 1,168th highest price per square foot out of 20,748 cities in our database. This means that Oceanside has a higher price per square foot than 94% of all the cities we measured.
Rent Burden
Oceanside, CA has a rent burden of 28.3%, making it the 1,780th highest rent burden out of 21,928 cities in our database. This means that Oceanside has a higher rent burden than 92% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$702,000
Median Rent
$2,207
Total Housing Units
66,744
Vacancy Rate
8.0%
Owner Occupied
58.5%
Renter Occupied
41.5%
Median Property Tax
$4,587
per year
Monthly Cost (w/ Mortgage)
$2,276
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,587
per year
Effective Tax Rate
0.65%
of home value
Median Home Value
$702,000
Estimated Mean Tax
$4,840
The effective property tax rate is calculated by dividing the median annual property tax ($4,587) by the median home value ($702,000). In Oceanside, CA, this works out to an effective rate of 0.65%. This is below the national average of approximately 1.1%.
The current median sale price in Oceanside, CA is $872,500 according to Redfin data. Homes spend a median of 53 days on the market. 21.0% of homes sold above asking price. The market has 2.7 months of supply. The median price per square foot is $499. Zillow's observed rent index is $2,887/month. About 58.5% of housing units are owner-occupied. The median year homes were built is 1984. There are 66,744 total housing units. Homeowners pay a median annual property tax of $4,587. The effective tax rate is 0.65%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.59
per 1,000 residents
+76% vs national
Property Crime Rate
16.72
per 1,000 residents
-3% vs national
Total Crimes
3,595
2024
Violent Clearance
41%
cases solved
Property Clearance
6%
cases solved
YoY Change
+6.7%
violent crime rate
worsening vs 2023
How Oceanside Compares
Source: FBI (2024)Oceanside vs Similar Cities
Source: FBI (2024)Compared to cities with 100,000 - 250,000 residents. Oceanside is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Oceanside police solve 45% of aggravated assault cases but only 5% of larceny/theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 4 | 0.02 | 25.0% |
| Rape | Violent | 51 | 0.30 | 7.8% |
| Robbery | Violent | 144 | 0.85 | 39.6% |
| Aggravated Assault | Violent | 575 | 3.41 | 45.0% |
| Burglary | Property | 520 | 3.08 | 9.6% |
| Larceny/Theft | Property | 1,964 | 11.64 | 5.2% |
| Motor Vehicle Theft | Property | 337 | 2.00 | 6.5% |
Oceanside, CA reported 774 violent crimes and 2,821 property crimes in 2024. The violent crime rate of 4.59 per 1,000 residents is 76.4% above the national average of 2.60 per 1,000. Law enforcement cleared 41% of violent crimes. Larceny/theft accounts for 1,964 of the property crime reports. Firearms were involved in 8.7% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 774 | 2,821 | 4.59 | 16.72 |
| 2023 | 737 | 3,046 | 4.30 | 17.78 |
| 2022 | 833 | 3,466 | 4.85 | 20.17 |
| 2021 | 820 | 3,474 | 4.68 | 19.81 |
| 2020 | 717 | 3,180 | 4.06 | 18.01 |
| 2019 | 712 | 3,736 | 4.02 | 21.09 |
| 2018 | 669 | 3,836 | 3.77 | 21.62 |
| 2017 | 694 | 4,088 | 3.93 | 23.12 |
| 2016 | 639 | 4,364 | 3.60 | 24.61 |
| 2015 | 702 | 4,597 | 3.98 | 26.07 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
99.7
Very High
Expected Annual Loss
99.7
Score (0-100)
Social Vulnerability
24.8
Score (0-100)
Community Resilience
8.3
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
51
Public Assistance
$639.4M
Individual Assistance
$1.5M
Most Common Type
Fire
28 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storm and Flooding → | Flood | Feb 2024 | — | $249K |
| Severe Winter Storms, Flooding, Landslid… → | Flood | Jan 2023 | $7.9M | — |
| Severe Winter Storms, Flooding, and Muds… → | Flood | Jan 2023 | — | — |
| Wildfires → | Fire | Oct 2020 | $484K | $11K |
| Covid-19 Pandemic → | Biological | Mar 2020 | $538.8M | $911K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| West Fire → | Fire | Jul 2018 | — | — |
| Wildfires, Flooding, Mudflows, and Debri… → | Fire | Jan 2018 | — | $146K |
| Wildfires → | Fire | Dec 2017 | — | — |
| Lilac Fire → | Fire | Dec 2017 | — | — |
| Severe Winter Storms, Flooding, and Muds… → | Flood | Mar 2017 | $5.3M | — |
| Border 3 Fire → | Fire | Jun 2016 | — | — |
| Poinsettia Fire → | Fire | May 2014 | — | — |
| Cocos Fire → | Fire | May 2014 | — | — |
| Shockey Fire → | Fire | Sep 2012 | — | — |
| Severe Winter Storms, Flooding, and Debr… → | Flood | Jan 2011 | $7.8M | — |
| Wildfires, Flooding, Mud Flows, and Debr… → | Fire | Oct 2007 | $40.7M | $734 |
| Wildfires → | Fire | Oct 2007 | — | — |
| Rice Fire → | Fire | Oct 2007 | — | — |
| Witch Fire → | Fire | Oct 2007 | — | — |
Showing 20 of 54 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,438
Total Claims Paid
$46,287,927
Avg Claim Payout
$18,986
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
83
Federal Funding
$27,029,157
Properties Protected
30
Avg Benefit-Cost Ratio
5.28
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 300.2: Vegetation Management - Wildfire | 20 | $3,073,236 |
| 403.1: Stormwater Management - Culverts | 16 | $6,616,922 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.) | 8 | $210,374 |
| 91.1: Local Multihazard Mitigation Plan | 5 | $841,689 |
| 800.1: Miscellaneous | 3 | $3,010,377 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Oceanside has a very high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are wildfire, earthquake, landslide. The area has had 51 federal disaster declarations. The most common disaster type is fire (28 declarations). 2,438 flood insurance claims have been filed in the area. FEMA has obligated $639,380,857 in public assistance recovery funding. $1,519,310 has been distributed in individual assistance to disaster-affected residents. 83 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
26.1%
10.0pp below the national average
Depression Rate
21.9%
1.6pp below the national average
Diabetes Rate
10.4%
1.5pp below the national average
Uninsured Rate
9.7%
0.9pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.4%
Arthritis
21.4%
Cancer (excl. skin)
7.6%
Teeth Lost (65+)
10.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.9%
14+ days in past month
Depression
21.9%
Loneliness
36.3%
Lack of Support
28.5%
Disability Prevalence
Any Disability
28.5%
Mobility
13.0%
Cognitive
14.6%
Hearing
5.9%
Vision
5.2%
Self-Care
3.7%
Independent Living
7.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Oceanside has an obesity rate of 26.1%, which is 10.0pp below the national average. The depression rate is 21.9%, 1.6pp below the national average. About 9.7% of adults lack health insurance. 73.1% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.0 / 5
Nearest Hospital
1.8 mi
Tri-City Medical Center
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Tri-City Medical Center | 1.8 mi | Acute Care Hospitals | 2/5 | Yes |
| Kaiser Foundation Hospital - San Marcos | 10.4 mi | Acute Care Hospitals | — | Yes |
| Scripps Memorial Hospital - Encinitas | 11.9 mi | Acute Care Hospitals | 5/5 | Yes |
| Palomar Health Downtown Campus | 18.8 mi | Acute Care Hospitals | 2/5 | Yes |
| Aurora San Diego | 20.7 mi | Psychiatric | — | — |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
171,483
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| OCEANSIDE, CITY OF | 171,483 | 0 |
There are 1 water system serving the area.
Infrastructure
Commute Overview2023 ACS
Mean Commute
25 min
+8% vs national
Drive Alone
71.4%
-9% vs national
Public Transit
2.1%
+134% vs national
Work From Home
14.8%
+59% vs national
Carpool
7.9%
Walk / Bike
1.3%
combined
How Oceanside's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
14
2023
6-Year Avg
12
fatalities/yr
Pedestrian
2
Cyclist
1
Nighttime
10
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 12 | 14 | 0 | 2 | 1 |
| 2022 | 7 | 10 | 0 | 5 | 0 |
| 2021 | 16 | 16 | 0 | 4 | 2 |
| 2020 | 13 | 15 | 7 | 7 | 0 |
| 2019 | 5 | 7 | 6 | 1 | 0 |
| 2018 | 7 | 7 | 3 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Oceanside, CA is 25 minutes, which is 7.7% above the national average of 23 minutes. 71.4% of workers drive alone, compared to the national average of 78.7%. 14.8% work from home, which is above the CA state average of 14.0%. Public transit is used by 2.1% of commuters, compared to the national average of 0.9%. 7.9% of workers carpool. 1.1% walk to work. In 2023, there were 14 traffic fatalities from 12 fatal crashes. 2 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
94.6%
of households
Cable / Fiber / DSL
82.9%
of households
No Internet
3.7%
of households
Total Households
61,417
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
97.6%
of households
Smartphone
93.6%
of households
Desktop / Laptop
87.6%
of households
Tablet
70.4%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
32.0¢
per kWh
+87% vs 100,000 - 250,000 avg
Commercial Rate
25.5¢
per kWh
+89% vs 100,000 - 250,000 avg
Industrial Rate
21.5¢
per kWh
+119% vs 100,000 - 250,000 avg
Avg Monthly Bill
$161
residential
+13% vs 100,000 - 250,000 avg
87% above the national average of 17.1¢/kWh
Residential electricity in California averages 32.0¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $161. State-level averages from EIA Electric Sales & Revenue data (2024).
Oceanside vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (100,000 - 250,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
171,483
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| OCEANSIDE, CITY OF | Community | Purchased surface water | 171,483 | 0 |
94.6% of households in Oceanside have broadband internet access. 82.9% have cable, fiber, or DSL service. 9.4% rely solely on cellular data without a wired connection. 3.7% of households have no internet access. 5.5% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 171,483 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Oceanside is located in San Diego County, CA. Results reflect all voters in the county, not just those in Oceanside.
Election Overview
Source: San Diego County (2024)2024 Winner
Democrat
Dem Votes
841,372
56.9%
GOP Votes
593,270
40.2%
Total Votes
1,477,786
Margin
D+16.8%
Shift from 2020
R+6.0pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 841,372 | 593,270 | 1,477,786 | 56.9% | 40.2% | D+16.8 |
| 2020 | 964,650 | 600,094 | 1,601,722 | 60.2% | 37.5% | D+22.8 |
| 2016 | 567,243 | 386,807 | 1,011,651 | 56.1% | 38.2% | D+17.8 |
In the 2024 presidential election, San Diego County recorded 1,477,786 total votes. Democrats won the county with 56.9% of the vote compared to 40.2% for Republicans, a margin of D+16.8%. Compared to 2020, the margin shifted R+6.0pp from the previous election. Since 2016, San Diego County has shifted 1.1 percentage points toward Republicans.
Public Records Request
Source: cityofoceansideca.nextrequest.comSubmit a public records request to Oceanside — Uses NextRequest portal.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
604
Total Assets
$194.7M
Total Income
$140.9M
Per 10K Residents
35.0
nonprofits
-19.5% vs peers avg
Orgs with >$1M Assets
26
Median Assets
$98K
Oldest Active
1940
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $136.7M of $194.7M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 100,000 - 250,000
Largest Nonprofits in Oceanside
Source: IRS Exempt Organizations BMFOceanside, CA has 604 registered 501(c)(3) nonprofit organizations with combined assets of $194.7M. The most common category is Religion-Related, with 103 organizations. 26 nonprofits have assets exceeding $1 million. That works out to 35.0 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
1,271
Total Approved
$558.2M
Jobs Supported
13,193
Per 10K Residents
73.7
SBA loans
+15.8% vs peers avg
Unique Lenders
146
Top Lender
Wells Fargo Bank National Association
188 loans
Top Industry
Construction
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
1,051
Total Amount
$403.0M
Avg Loan
$383,461
Median Loan
$150,000
SBA Guaranteed
$303.1M(75%)
Jobs Supported
9,562
Loans
220
Total Amount
$155.2M
Avg Loan
$705,382
Median Loan
$472,500
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
221
17% of all-time total
Recent Amount
$155.4M
28% of all-time total
Avg Recent Loan
$703,254
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 100,000 - 250,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Mohsen Oil Inc. | 4 | $5.6M |
| Steico Industries, Inc. | 12 | $5.5M |
| Ocbw Llc | 1 | $5.0M |
| Ucit La Llc | 1 | $5.0M |
| Somnath | 1 | $5.0M |
| Foster Display Group | 1 | $5.0M |
| Temple Heights Properties Llc | 1 | $5.0M |
| 3045 Industry Llc | 2 | $4.8M |
| Oceanside Hospitality Group | 1 | $4.8M |
| Ava Karas Inc. | 1 | $4.6M |
Oceanside, CA has received 1,271 SBA loans totaling $558.2M in approved funding between 1992 and 2026. The 7(a) program accounts for 1,051 loans (83% of the total), supporting 9,562 jobs. The 504 program, focused on real estate and large equipment, has funded 220 loans totaling $155.2M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Oceanside is Wells Fargo Bank National Association with 188 loans. That works out to 73.7 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
13
Total Population
481,383
Avg Median Income
$106,759
Avg Home Value
$859,108
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 92003 | 4,978 | $110,577 | $910,600 | $2,099 | 15.0 |
| 92008 | 27,707 | $105,371 | $1,142,300 | $2,343 | 10.4 |
| 92009 | 45,778 | $162,128 | $1,219,600 | $2,955 | 12.2 |
| 92010 | 17,300 | $120,612 | $1,016,400 | $2,764 | 8.3 |
| 92011 | 23,715 | $154,985 | $1,188,400 | $3,138 | 6.5 |
| 92054 | 37,546 | $76,974 | $851,100 | $1,847 | 7.5 |
| 92056 | 53,265 | $102,570 | $696,400 | $2,536 | 12.3 |
| 92057 | 57,994 | $106,421 | $691,900 | $2,457 | 15.0 |
| 92058 | 49,189 | $72,479 | $609,000 | $2,583 | 44.3 |
| 92069 | 46,825 | $93,065 | $714,700 | $2,078 | 18.5 |
| 92081 | 29,596 | $102,663 | $774,800 | $2,393 | 8.9 |
| 92083 | 37,957 | $82,614 | $607,400 | $2,104 | 5.5 |
| 92084 | 49,533 | $97,410 | $745,800 | $1,936 | 28.3 |
Oceanside, CA has 13 ZIP codes with a combined population of 481,383. The average median household income across all ZIP codes is $106,759. The average median home value is $859,108. The average median monthly rent is $2,403.
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