Mountain House, CA — City Data, Demographics & Statistics
San Joaquin County · California
City DNA
A unique fingerprint for Mountain House based on 8 key metrics — compared to averages.
Quick Stats
Population
25,108
2023 ACS
Median Income
$171,675
2023
Median Home Value
$859,700
2023
Median Rent
$3,232
2023
Median Age
34.1
Unemployment
2.5%
Cost of Living Index
282.0
100 = national avg
Mountain House is a city in San Joaquin County, California, with a population of 25,108 according to the 2023 American Community Survey. Mountain House is one of the communities in California.
The median household income in Mountain House is $171,675, and the median home value is $859,700. The cost of living index is 282.0 (where 100 = national average), and the median rent is $3,232 per month. The unemployment rate is 2.5%, and the median age is 34.1 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
25,108
Male
12,548
50.0%
Female
12,560
50.0%
Median Age
34.1
Age Distribution
Education & Household
Bachelor's or Higher
28.8%
High School or Higher
37.6%
Foreign Born
43.1%
Veterans
1.3%
Married
46.3%
Avg Household Size
3.8
Marital Status by Age
Race & Ethnicity
Diversity Index
0.601
Simpson's Index (0-1)
Largest Group
Asian
55.8%
Foreign Born
43.1%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
9.0%
2,267 people
Not Hispanic/Latino
91.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
23,576
English Only
44.0%
#1 Non-English Language
Other Asian
4,219 speakers
Limited English
9.2%
Language Distribution
English Proficiency
Speaks English Very Well
90.8%
Limited English Proficiency
9.2%
Veterans & Military
Total Veterans
337
1.3% of population
Disability Rate
62.6%
211 with disability
Veteran Median Income
$95,838
Period of Service
Veteran Age Distribution
Male Veterans
303
89.9%
Female Veterans
34
10.1%
Veteran vs Non-Veteran Income
Veteran Income
$95,838
Non-Veteran Income
$62,092
Difference
$33,746
54.3% higher
Disability Status
With Disability
211
Without Disability
126
Disability Rate
62.6%
Ancestry & Heritage
Total Reporting Ancestry
7,911
#1 Ancestry
English
4.4% (1,116)
#2 Ancestry
Arab
3.2% (792)
#3 Ancestry
Sub-Saharan African
3.1% (786)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
6,601
Family Households
5,825
88.2%
Married Couples
5,253
79.6%
Non-Family Households
776
11.8%
Single Mother Households
377
5.7%
Single Father Households
195
3.0%
Living Alone
745
11.3%
Children Under 18
Total Children
7,627
In Married Couple
7,044
92.4%
With Single Mother
370
4.9%
With Single Father
213
2.8%
Family Income
Median Family Income
$181,844
Married Couple Income
$190,951
Single Mother Income
$56,321
Single Father Income
$146,985
Avg Family Size
3.8
Avg Non-Family Size
3.6
Grandparents w/ Grandchildren
1,022
Grandparents Responsible
244
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$171,675
+134% vs national
Per Capita Income
$49,507
+33% vs national
Poverty Rate
2.7%
-80% vs national
Gini Index
0.3152
0 = perfect equality
Unemployment
2.5%
-52% vs national
SNAP Recipients
8.4%
of households
How Mountain House Compares
Mountain House vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Mountain House is highlighted.
Median Household Income
Mountain House, CA has a median household income of $171,675, making it the 807th highest median household income out of 28,123 cities in our database. This means that Mountain House has a higher median household income than 97% of all the cities we measured.
Per Capita Income
Mountain House, CA has a per capita income of $49,507, making it the 4,633rd highest per capita income out of 28,123 cities in our database. This means that Mountain House has a higher per capita income than 84% of all the cities we measured.
Poverty Rate
Mountain House, CA has a poverty rate of 2.7%, making it the 26,867th highest poverty rate out of 31,262 cities in our database. This means that Mountain House has a higher poverty rate than 14% of all the cities we measured.
Unemployment Rate
Mountain House, CA has a unemployment rate of 2.5%, making it the 19,227th highest unemployment rate out of 31,012 cities in our database. This means that Mountain House has a higher unemployment rate than 38% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Mountain House. The median household income here is $171,675.
Income Distribution
Employment Snapshot
Unemployment Rate
2.5%
-67% vs CA avg
Labor Force
11,883
Employed
11,586
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
28.8%
of adults 25+
High School Diploma+
37.6%
of adults 25+
Median Age
34.1
Work from Home
18.6%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Stockton-Lodi, CA metro area
Highest-Paying Job
Registered Nurses
Top Median Wage
$131.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
282.0
100 = national avg
+182.0 vs national average
Living Wage (1 Adult)
$124,086
per year
Living Wage (Family of 4)
$293,294
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,395
per month
2 Bedroom
$1,742
per month
The median household income in Mountain House, CA is $171,675, which is 134.5% above the national average of $73,224. Per capita income is $49,507. The poverty rate of 2.7% is lower than the CA state average of 13.0%. The Gini index of income inequality is 0.3152, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 2.5%, compared to the state average of 7.6%. The labor force is 11,883. 28.8% of adults hold a bachelor's degree or higher. About 62.8% of workers drive alone to work. The overall cost of living index is 282.0, which is 182.0% above the national average. Housing costs are above the national average at an index of 398.9. A single adult needs to earn approximately $124,086 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$800,000
Median List Price
$968,888
Price Per Sq Ft
$357
Days on Market
84
Active Inventory
56
Months of Supply
8.0
Buyer's market
Market CompetitivenessRedfin
Sold Above List
0.0%
Off Market in 2 Weeks
0.0%
Sale-to-List Ratio
93.9%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
7
New Listings
19
Pending Sales
10
Price Per Square FootRedfin
Median Sale $/SF
$357
Median List $/SF
$388
House Price IndexFHFA
How much have housing prices increased in Mountain House, CA? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Stockton-Lodi, CA metro area, home prices have risen 476.7% over the past 40 years. Over 20 years, prices grew 25.8%. The 10-year growth rate is 87.7%. Over the last 5 years, prices increased 34.5%. In the most recent 2-year period, the index rose 1.0%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Stockton-Lodi, CA housing market rather than Mountain House alone.
Metro area: Stockton-Lodi, CA
Mountain House vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Mountain House is highlighted.
Median Home Value
Mountain House, CA has a median home value of $859,700, making it the 919th highest median home value out of 27,993 cities in our database. This means that Mountain House has a higher median home value than 97% of all the cities we measured.
Median Rent
Mountain House, CA has a median rent of $3,232, making it the 234th highest median rent out of 22,337 cities in our database. This means that Mountain House has a higher median rent than 99% of all the cities we measured.
Median Price Per Sq Ft
Mountain House, CA has a price per square foot of $357, making it the 2,481st highest price per square foot out of 20,748 cities in our database. This means that Mountain House has a higher price per square foot than 88% of all the cities we measured.
Rent Burden
Mountain House, CA has a rent burden of 22.6%, making it the 5,589th highest rent burden out of 21,928 cities in our database. This means that Mountain House has a higher rent burden than 75% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$859,700
Median Rent
$3,232
Total Housing Units
6,958
Vacancy Rate
5.1%
Owner Occupied
73.1%
Renter Occupied
26.9%
Median Property Tax
$10,001
per year
Monthly Cost (w/ Mortgage)
$3,488
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$10,001
per year
Effective Tax Rate
1.16%
of home value
Median Home Value
$859,700
Estimated Mean Tax
$10,085
The effective property tax rate is calculated by dividing the median annual property tax ($10,001) by the median home value ($859,700). In Mountain House, CA, this works out to an effective rate of 1.16%. This is above the national average of approximately 1.1%.
The current median sale price in Mountain House, CA is $800,000 according to Redfin data. Homes spend a median of 84 days on the market. 0.0% of homes sold above asking price. The market has 8.0 months of supply. The median price per square foot is $357. The median rent is $3,232 per month (Census ACS). About 73.1% of housing units are owner-occupied. The median year homes were built is 2010. There are 6,958 total housing units. Homeowners pay a median annual property tax of $10,001. The effective tax rate is 1.16%, above the national average.
Crime data is not yet available for Mountain House. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
98.6
Relatively High
Expected Annual Loss
98.8
Score (0-100)
Social Vulnerability
39.7
Score (0-100)
Community Resilience
47.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
25
Public Assistance
$82.9M
Individual Assistance
$501K
Most Common Type
Flood
10 declarations
Public Assistance by Category
Showing 20 of 29 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
420
Total Claims Paid
$8,155,332
Avg Claim Payout
$19,417
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
8
Federal Funding
$4,494,309
Properties Protected
16
Avg Benefit-Cost Ratio
2.66
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.1: Stormwater Management - Culverts | 1 | $1,154,961 |
| 202.1: Elevation of Private Structures - Riverine | 1 | $380,857 |
| 401.1: Water and Sanitary Sewer System Protective Measures; 601.2: Generators - Regular | 1 | $1,344,343 |
| 300.6: Vegetation Management - Erosion | 1 | $809,626 |
| 103.1: Feasibility, Engineering and Design Studies | 1 | $654,440 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Mountain House has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, earthquake, heat wave. The area has had 25 federal disaster declarations. The most common disaster type is flood (10 declarations). 420 flood insurance claims have been filed in the area. FEMA has obligated $82,855,961 in public assistance recovery funding. $501,435 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
22.0%
14.1pp below the national average
Depression Rate
16.2%
7.3pp below the national average
Diabetes Rate
8.3%
3.6pp below the national average
Uninsured Rate
5.3%
5.3pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
30.4%
Arthritis
13.6%
Cancer (excl. skin)
3.8%
Teeth Lost (65+)
5.8%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
13.8%
14+ days in past month
Depression
16.2%
Loneliness
34.5%
Lack of Support
29.4%
Disability Prevalence
Any Disability
20.1%
Mobility
7.6%
Cognitive
10.1%
Hearing
3.2%
Vision
3.1%
Self-Care
2.0%
Independent Living
4.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Mountain House has an obesity rate of 22.0%, which is 14.1pp below the national average. The depression rate is 16.2%, 7.3pp below the national average. About 5.3% of adults lack health insurance. 71.1% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
3.4 / 5
Nearest Hospital
6.4 mi
Sutter Tracy Community Hospita...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Sutter Tracy Community Hospital | 6.4 mi | Acute Care Hospitals | 4/5 | Yes |
| San Joaquin General Hospital | 15.7 mi | Acute Care Hospitals | 2/5 | Yes |
| Kaiser Foundation Hospital Manteca | 16.8 mi | Acute Care Hospitals | 4/5 | Yes |
| Stanford Health Care Tri-Valley | 17.4 mi | Acute Care Hospitals | 4/5 | Yes |
| Dameron Hospital | 17.5 mi | Acute Care Hospitals | 3/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
24,948
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CITY OF MOUNTAIN HOUSE | 24,948 | 0 |
There are 1 water system serving the area.
Infrastructure
Commute Overview2023 ACS
Drive Alone
62.8%
-20% vs national
Public Transit
1.6%
+77% vs national
Work From Home
18.6%
+100% vs national
Carpool
14.1%
How Mountain House's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Commute data for Mountain House, CA covers travel times and transportation modes. 62.8% of workers drive alone, compared to the national average of 78.7%. 18.6% work from home, which is above the CA state average of 14.0%. Public transit is used by 1.6% of commuters, compared to the national average of 0.9%. 14.1% of workers carpool. 2.0% commute by bicycle.
Internet & Broadband Access
Source: Census ACSBroadband Access
93.6%
of households
Cable / Fiber / DSL
87.0%
of households
No Internet
4.1%
of households
Total Households
6,601
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.1%
of households
Smartphone
98.4%
of households
Desktop / Laptop
89.3%
of households
Tablet
80.7%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
32.0¢
per kWh
+68% vs 25,000 - 50,000 avg
Commercial Rate
25.5¢
per kWh
+65% vs 25,000 - 50,000 avg
Industrial Rate
21.5¢
per kWh
+81% vs 25,000 - 50,000 avg
Avg Monthly Bill
$161
residential
+10% vs 25,000 - 50,000 avg
87% above the national average of 17.1¢/kWh
Residential electricity in California averages 32.0¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $161. State-level averages from EIA Electric Sales & Revenue data (2024).
Mountain House vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
24,948
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CITY OF MOUNTAIN HOUSE | Community | Surface water | 24,948 | 0 |
93.6% of households in Mountain House have broadband internet access. 87.0% have cable, fiber, or DSL service. 5.2% rely solely on cellular data without a wired connection. 4.1% of households have no internet access. 5.1% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 24,948 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Mountain House is located in San Joaquin County, CA. Results reflect all voters in the county, not just those in Mountain House.
Election Overview
Source: San Joaquin County (2024)2024 Winner
Republican
Dem Votes
126,647
48.0%
GOP Votes
128,996
48.9%
Total Votes
263,671
Margin
R+0.9%
Shift from 2020
R+14.8pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 126,647 | 128,996 | 263,671 | 48.0% | 48.9% | R+0.9 |
| 2020 | 161,137 | 121,098 | 288,443 | 55.9% | 42.0% | D+13.9 |
| 2016 | 89,791 | 68,316 | 166,647 | 53.9% | 41.0% | D+12.9 |
In the 2024 presidential election, San Joaquin County recorded 263,671 total votes. Republicans won the county with 48.9% of the vote compared to 48.0% for Democrats, a margin of R+0.9%. Compared to 2020, the margin shifted R+14.8pp from the previous election. Since 2016, San Joaquin County has shifted 13.8 percentage points toward Republicans.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
14
Total Approved
$7.6M
Jobs Supported
163
Per 10K Residents
5.6
SBA loans
-95.3% vs peers avg
Unique Lenders
13
Top Lender
Wells Fargo Bank National Association
2 loans
Top Industry
Health Care & Social Assistance
Data Span
2006–2025
Loan Program Breakdown
Source: SBA FOIALoans
12
Total Amount
$2.7M
Avg Loan
$225,375
Median Loan
$131,000
SBA Guaranteed
$2.1M(77%)
Jobs Supported
126
Loans
2
Total Amount
$4.9M
Avg Loan
$2,426,500
Median Loan
$2,426,500
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
11
79% of all-time total
Recent Amount
$6.5M
86% of all-time total
Avg Recent Loan
$588,364
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Safari Kids of Mountain House | 1 | $2.7M |
| Redrose Montessori School | 1 | $2.2M |
| H. Robert Van Den Berg Dds Inc. | 1 | $1.1M |
| First Class Signing Service | 1 | $350K |
| Keyphase Inc | 1 | $350K |
| Usa Data Link Llc | 1 | $350K |
| Whale Swim Inc. | 1 | $224K |
| Postman Productions Llc | 1 | $200K |
| Ash Corporation | 1 | $62K |
| Gispath Inc | 1 | $40K |
Mountain House, CA has received 14 SBA loans totaling $7.6M in approved funding between 2006 and 2025. The 7(a) program accounts for 12 loans (86% of the total), supporting 126 jobs. The 504 program, focused on real estate and large equipment, has funded 2 loans totaling $4.9M. The most common industry receiving SBA funding is Health Care & Social Assistance. The most active SBA lender in Mountain House is Wells Fargo Bank National Association with 2 loans. That works out to 5.6 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
5
Total Population
133,588
Avg Median Income
$136,599
Avg Home Value
$772,340
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 94505 | 15,316 | $154,063 | $787,500 | $2,894 | 16.7 |
| 94514 | 2,044 | $97,946 | $852,900 | $2,496 | 30.0 |
| 95376 | 54,853 | $103,493 | $588,200 | $2,023 | 7.6 |
| 95377 | 36,182 | $155,984 | $773,500 | $2,837 | 110.0 |
| 95391 | 25,193 | $171,510 | $859,600 | $3,232 | 26.9 |
Mountain House, CA has 5 ZIP codes with a combined population of 133,588. The average median household income across all ZIP codes is $136,599. The average median home value is $772,340. The average median monthly rent is $2,696.
Similar Cities
Cities with similar population, income, housing, crime, education, and demographic profiles.