Cost of Living in Modesto, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
139.7
100 = national avg
+39.7 vs national average
Living Wage (1 Adult)
$61,476
per year
Living Wage (Family of 4)
$145,306
per year
Cost Index by Category
Housing184.4
Food109.5
Transportation119.1
Healthcare107.6
Utilities122.6
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,356
per month
2 Bedroom
$1,758
per month
The overall cost of living index in Modesto is 139.7, which is 39.7% above the national average. Housing costs are above the national average at an index of 184.4. A single adult needs to earn approximately $61,476 per year to cover basic expenses.