Cost of Living in Half Moon Bay, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
259.4
100 = national avg
+159.4 vs national average
Living Wage (1 Adult)
$114,128
per year
Living Wage (Family of 4)
$269,757
per year
Cost Index by Category
Housing400.0
Food167.1
Transportation158.8
Healthcare153.7
Utilities200.0
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$2,977
per month
2 Bedroom
$3,604
per month
The overall cost of living index in Half Moon Bay is 259.4, which is 159.4% above the national average. Housing costs are above the national average at an index of 400.0. A single adult needs to earn approximately $114,128 per year to cover basic expenses.