Cost of Living in Gilroy, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
230.3
100 = national avg
+130.3 vs national average
Living Wage (1 Adult)
$101,325
per year
Living Wage (Family of 4)
$239,494
per year
Cost Index by Category
Housing346.9
Food150.6
Transportation160.7
Healthcare140.4
Utilities179.7
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$2,982
per month
2 Bedroom
$3,483
per month
The overall cost of living index in Gilroy is 230.3, which is 130.3% above the national average. Housing costs are above the national average at an index of 346.9. A single adult needs to earn approximately $101,325 per year to cover basic expenses.