Cost of Living in Ferndale, CA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
123.7
100 = national avg
+23.7 vs national average
Living Wage (1 Adult)
$54,415
per year
Living Wage (Family of 4)
$128,618
per year
Cost Index by Category
Housing170.1
Food97.5
Transportation94.9
Healthcare98.0
Utilities112.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,186
per month
2 Bedroom
$1,550
per month
The overall cost of living index in Ferndale is 123.7, which is 23.7% above the national average. Housing costs are above the national average at an index of 170.1. A single adult needs to earn approximately $54,415 per year to cover basic expenses.