Concord, CA — City Data, Demographics & Statistics
Contra Costa County · California
City DNA
A unique fingerprint for Concord based on 8 key metrics — compared to averages.
Quick Stats
Population
124,260
2023 ACS
Median Income
$109,195
2023
Median Home Value
$755,900
2023
Median Rent
$2,226
2023
Median Age
38.6
Unemployment
4.9%
Cost of Living Index
197.1
100 = national avg
Concord is a city in Contra Costa County, California, with a population of 124,260 according to the 2023 American Community Survey. Concord is one of the communities in California.
The median household income in Concord is $109,195, and the median home value is $755,900. The cost of living index is 197.1 (where 100 = national average), and the median rent is $2,226 per month. The unemployment rate is 4.9%, and the median age is 38.6 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
124,260
Male
62,215
50.1%
Female
62,045
49.9%
Median Age
38.6
Age Distribution
Education & Household
Bachelor's or Higher
27.1%
High School or Higher
41.1%
Foreign Born
25.6%
Veterans
3.3%
Married
41.8%
Avg Household Size
2.7
Marital Status by Age
Race & Ethnicity
Diversity Index
0.589
Simpson's Index (0-1)
Largest Group
White
48.1%
Foreign Born
25.6%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
32.3%
40,124 people
Not Hispanic/Latino
67.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
115,820
English Only
61.4%
#1 Non-English Language
Spanish
27,436 speakers
Limited English
16.1%
Language Distribution
English Proficiency
Speaks English Very Well
83.9%
Limited English Proficiency
16.1%
Veterans & Military
Total Veterans
4,121
3.3% of population
Disability Rate
22.6%
933 with disability
Veteran Median Income
$62,719
Unemployment Rate
2.6%
Period of Service
Veteran Age Distribution
Male Veterans
3,812
92.5%
Female Veterans
309
7.5%
Veteran vs Non-Veteran Income
Veteran Income
$62,719
Non-Veteran Income
$48,083
Difference
$14,636
30.4% higher
Disability Status
With Disability
933
Without Disability
3,188
Disability Rate
22.6%
Ancestry & Heritage
Total Reporting Ancestry
68,101
#1 Ancestry
English
9.4% (11,723)
#2 Ancestry
German
8.1% (10,064)
#3 Ancestry
Irish
8.0% (9,987)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
45,635
Family Households
30,471
66.8%
Married Couples
22,515
49.3%
Non-Family Households
15,164
33.2%
Single Mother Households
5,634
12.3%
Single Father Households
2,322
5.1%
Living Alone
11,491
25.2%
Children Under 18
Total Children
23,104
In Married Couple
18,114
78.4%
With Single Mother
3,613
15.6%
With Single Father
1,377
6.0%
Family Income
Median Family Income
$128,563
Married Couple Income
$144,065
Single Mother Income
$79,628
Single Father Income
$97,245
Avg Family Size
2.7
Avg Non-Family Size
2.7
Grandparents w/ Grandchildren
3,053
Grandparents Responsible
665
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$109,195
+49% vs national
Per Capita Income
$49,514
+33% vs national
Poverty Rate
8.9%
-35% vs national
Gini Index
0.4215
0 = perfect equality
Unemployment
4.9%
-6% vs national
SNAP Recipients
8.6%
of households
How Concord Compares
Concord vs Similar Cities
Compared to cities with 100,000 - 250,000 residents. Concord is highlighted.
Median Household Income
Concord, CA has a median household income of $109,195, making it the 3,706th highest median household income out of 28,123 cities in our database. This means that Concord has a higher median household income than 87% of all the cities we measured.
Per Capita Income
Concord, CA has a per capita income of $49,514, making it the 4,627th highest per capita income out of 28,123 cities in our database. This means that Concord has a higher per capita income than 84% of all the cities we measured.
Poverty Rate
Concord, CA has a poverty rate of 8.9%, making it the 18,181st highest poverty rate out of 31,262 cities in our database. This means that Concord has a higher poverty rate than 42% of all the cities we measured.
Unemployment Rate
Concord, CA has a unemployment rate of 4.9%, making it the 11,926th highest unemployment rate out of 31,012 cities in our database. This means that Concord has a higher unemployment rate than 62% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Concord. The median household income here is $109,195.
Income Distribution
Employment Snapshot
Unemployment Rate
4.9%
-36% vs CA avg
Labor Force
67,305
Employed
63,963
Mean Commute
28 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
27.1%
of adults 25+
High School Diploma+
41.1%
of adults 25+
Median Age
38.6
Work from Home
15.1%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the San Francisco-Oakland-Fremont, CA metro area
Highest-Paying Job
Computer and Information Systems Managers
Top Median Wage
$221.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
197.1
100 = national avg
+97.1 vs national average
Living Wage (1 Adult)
$86,729
per year
Living Wage (Family of 4)
$204,997
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,385
per month
2 Bedroom
$2,912
per month
The median household income in Concord, CA is $109,195, which is 49.1% above the national average of $73,224. Per capita income is $49,514. The poverty rate of 8.9% is lower than the CA state average of 13.0%. The Gini index of income inequality is 0.4215, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.9%, compared to the state average of 7.6%. The labor force is 67,305. 27.1% of adults hold a bachelor's degree or higher. The average commute time is 28 minutes, with 15.1% working from home. About 62.8% of workers drive alone to work. The overall cost of living index is 197.1, which is 97.1% above the national average. Housing costs are above the national average at an index of 292.2. A single adult needs to earn approximately $86,729 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$680,000
Median List Price
$729,000
Price Per Sq Ft
$490
Days on Market
32
Active Inventory
136
Months of Supply
2.4
Seller's market
Zillow Home Value
$711,384
ZHVI — January 2026
Zillow Rent Index
$2,547
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
38.6%
Off Market in 2 Weeks
45.6%
Sale-to-List Ratio
100.0%
Seller's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
57
New Listings
95
Pending Sales
57
Price Per Square FootRedfin
Median Sale $/SF
$490
Median List $/SF
$488
Concord vs Similar CitiesCensus ACS / Redfin
Compared to cities with 100,000 - 250,000 residents. Concord is highlighted.
Median Home Value
Concord, CA has a median home value of $755,900, making it the 1,253rd highest median home value out of 27,993 cities in our database. This means that Concord has a higher median home value than 96% of all the cities we measured.
Median Rent
Concord, CA has a median rent of $2,226, making it the 1,081st highest median rent out of 22,337 cities in our database. This means that Concord has a higher median rent than 95% of all the cities we measured.
Median Price Per Sq Ft
Concord, CA has a price per square foot of $490, making it the 1,222nd highest price per square foot out of 20,748 cities in our database. This means that Concord has a higher price per square foot than 94% of all the cities we measured.
Rent Burden
Concord, CA has a rent burden of 24.5%, making it the 3,841st highest rent burden out of 21,928 cities in our database. This means that Concord has a higher rent burden than 82% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$755,900
Median Rent
$2,226
Total Housing Units
46,948
Vacancy Rate
2.8%
Owner Occupied
61.4%
Renter Occupied
38.6%
Median Property Tax
$5,119
per year
Monthly Cost (w/ Mortgage)
$2,381
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$5,119
per year
Effective Tax Rate
0.68%
of home value
Median Home Value
$755,900
Estimated Mean Tax
$5,560
The effective property tax rate is calculated by dividing the median annual property tax ($5,119) by the median home value ($755,900). In Concord, CA, this works out to an effective rate of 0.68%. This is below the national average of approximately 1.1%.
The current median sale price in Concord, CA is $680,000 according to Redfin data. Homes spend a median of 32 days on the market. 38.6% of homes sold above asking price. The market has 2.4 months of supply. The median price per square foot is $490. Zillow's observed rent index is $2,547/month. About 61.4% of housing units are owner-occupied. The median year homes were built is 1970. There are 46,948 total housing units. Homeowners pay a median annual property tax of $5,119. The effective tax rate is 0.68%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.87
per 1,000 residents
+87% vs national
Property Crime Rate
28.86
per 1,000 residents
+68% vs national
Total Crimes
4,093
2024
Violent Clearance
46%
cases solved
Property Clearance
8%
cases solved
YoY Change
-5.0%
violent crime rate
improving vs 2023
How Concord Compares
Source: FBI (2024)Concord vs Similar Cities
Source: FBI (2024)Compared to cities with 100,000 - 250,000 residents. Concord is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Concord police solve 67% of murder cases but only 5% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 3 | 0.02 | 66.7% |
| Rape | Violent | 50 | 0.41 | 46.0% |
| Robbery | Violent | 175 | 1.44 | 28.0% |
| Aggravated Assault | Violent | 360 | 2.97 | 53.6% |
| Burglary | Property | 515 | 4.24 | 13.4% |
| Larceny/Theft | Property | 2,361 | 19.46 | 8.1% |
| Motor Vehicle Theft | Property | 626 | 5.16 | 4.8% |
Concord, CA reported 591 violent crimes and 3,502 property crimes in 2024. The violent crime rate of 4.87 per 1,000 residents is 87.3% above the national average of 2.60 per 1,000. Law enforcement cleared 46% of violent crimes. Larceny/theft accounts for 2,361 of the property crime reports. Firearms were involved in 14.7% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 591 | 3,502 | 4.87 | 28.86 |
| 2023 | 622 | 3,850 | 5.13 | 31.73 |
| 2022 | 797 | 3,464 | 6.48 | 28.17 |
| 2021 | 651 | 3,506 | 5.04 | 27.14 |
| 2020 | 423 | 3,783 | 3.25 | 29.08 |
| 2019 | 541 | 4,560 | 4.14 | 34.91 |
| 2018 | 473 | 4,126 | 3.61 | 31.53 |
| 2017 | 462 | 4,419 | 3.56 | 34.05 |
| 2016 | 447 | 4,337 | 3.44 | 33.39 |
| 2015 | 492 | 4,618 | 3.82 | 35.86 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
99.5
Very High
Expected Annual Loss
99.6
Score (0-100)
Social Vulnerability
21.5
Score (0-100)
Community Resilience
67.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
21
Public Assistance
$132.9M
Individual Assistance
$2.9M
Most Common Type
Flood
8 declarations
Public Assistance by Category
Showing 20 of 24 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,202
Total Claims Paid
$12,846,533
Avg Claim Payout
$10,688
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
25
Federal Funding
$16,527,251
Properties Protected
11
Avg Benefit-Cost Ratio
1.76
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 205.6: Structural Retrofitting/Rehabilitating Public Structures - Seismic | 7 | $4,277,711 |
| 91.1: Local Multihazard Mitigation Plan | 3 | $251,659 |
| 403.2: Stormwater Management - Diversions | 2 | $1,348,992 |
| 403.1: Stormwater Management - Culverts | 1 | $132,721 |
| 601.2: Generators - Regular | 1 | $332,970 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Concord has a very high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, landslide, heat wave. The area has had 21 federal disaster declarations. The most common disaster type is flood (8 declarations). 1,202 flood insurance claims have been filed in the area. FEMA has obligated $132,920,600 in public assistance recovery funding. $2,915,419 has been distributed in individual assistance to disaster-affected residents. 25 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
29.1%
7.0pp below the national average
Depression Rate
20.6%
2.9pp below the national average
Diabetes Rate
10.8%
1.1pp below the national average
Uninsured Rate
9.3%
1.3pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
35.3%
Arthritis
21.7%
Cancer (excl. skin)
6.9%
Teeth Lost (65+)
8.2%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.6%
14+ days in past month
Depression
20.6%
Loneliness
35.7%
Lack of Support
25.5%
Disability Prevalence
Any Disability
28.4%
Mobility
12.4%
Cognitive
13.6%
Hearing
5.9%
Vision
4.9%
Self-Care
3.5%
Independent Living
7.7%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Concord has an obesity rate of 29.1%, which is 7.0pp below the national average. The depression rate is 20.6%, 2.9pp below the national average. About 9.3% of adults lack health insurance. 71.0% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
3.3 / 5
Nearest Hospital
2.3 mi
John Muir Medical Center - Con...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| John Muir Medical Center - Concord Campus | 2.3 mi | Acute Care Hospitals | 4/5 | Yes |
| John Muir Behavioral Health Center | 2.3 mi | Psychiatric | — | Yes |
| John Muir Medical Center - Walnut Creek Campus | 3.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Kaiser Foundation Hospital - Walnut Creek | 6.1 mi | Acute Care Hospitals | 3/5 | Yes |
| Contra Costa Regional Medical Center | 8.5 mi | Acute Care Hospitals | 3/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
8
Pop. Served
198,877
Violations (5yr)
1
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CONTRA COSTA WATER DISTRICT | 198,000 | 0 |
| RIVER RANCH MOBILE HOME PARK | 305 | 1 |
| MAPACHE TRAILER PARK | 275 | 0 |
| LOCKEFORD MOBILE HOME PARK WTR SYS | 123 | 0 |
| DUNROVIN MOBILE HOME VILLAGE | 99 | 0 |
| NORTH SIDE MOBILE HOME RANCH | 74 | 0 |
| RANDALL-BOLD WATER TREATMENT PLANT | 1 | 0 |
| CCWD/BRENTWOOD WTP | — | 0 |
There are 8 water systems serving the area. 1 water quality violation has been reported in the past 5 years.
Infrastructure
Commute Overview2023 ACS
Mean Commute
28 min
+18% vs national
Drive Alone
62.8%
-20% vs national
Public Transit
7.3%
+709% vs national
Work From Home
15.1%
+62% vs national
Carpool
9.6%
Walk / Bike
2.9%
combined
How Concord's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
5
2023
6-Year Avg
7
fatalities/yr
Pedestrian
1
Cyclist
1
Nighttime
5
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0 | 1 | 1 |
| 2022 | 9 | 9 | 0 | 3 | 0 |
| 2021 | 5 | 6 | 0 | 3 | 0 |
| 2020 | 9 | 9 | 2 | 3 | 1 |
| 2019 | 7 | 7 | 1 | 3 | 0 |
| 2018 | 6 | 6 | 1 | 1 | 2 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Concord, CA is 28 minutes, which is 18.4% above the national average of 23 minutes. 62.8% of workers drive alone, compared to the national average of 78.7%. 15.1% work from home, which is above the CA state average of 14.0%. Public transit is used by 7.3% of commuters, compared to the national average of 0.9%. 9.6% of workers carpool. 2.2% walk to work. 0.7% commute by bicycle. In 2023, there were 5 traffic fatalities from 5 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
95.1%
of households
Cable / Fiber / DSL
82.9%
of households
No Internet
3.2%
of households
Total Households
45,635
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
97.6%
of households
Smartphone
94.1%
of households
Desktop / Laptop
86.8%
of households
Tablet
70.1%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
32.0¢
per kWh
+87% vs 100,000 - 250,000 avg
Commercial Rate
25.5¢
per kWh
+89% vs 100,000 - 250,000 avg
Industrial Rate
21.5¢
per kWh
+119% vs 100,000 - 250,000 avg
Avg Monthly Bill
$161
residential
+13% vs 100,000 - 250,000 avg
87% above the national average of 17.1¢/kWh
Residential electricity in California averages 32.0¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $161. State-level averages from EIA Electric Sales & Revenue data (2024).
Concord vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (100,000 - 250,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
8
Population Served
198,877
Violations (5yr)
1
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CONTRA COSTA WATER DISTRICT | Community | Surface water | 198,000 | 0 |
| RIVER RANCH MOBILE HOME PARK | Community | Ground water | 305 | 1 |
| MAPACHE TRAILER PARK | Community | Ground water | 275 | 0 |
| LOCKEFORD MOBILE HOME PARK WTR SYS | Community | Ground water | 123 | 0 |
| DUNROVIN MOBILE HOME VILLAGE | Community | Ground water | 99 | 0 |
| NORTH SIDE MOBILE HOME RANCH | Community | Ground water | 74 | 0 |
| RANDALL-BOLD WATER TREATMENT PLANT | Community | Purchased surface water | 1 | 0 |
| CCWD/BRENTWOOD WTP | Community | Purchased surface water | 0 | 0 |
95.1% of households in Concord have broadband internet access. 82.9% have cable, fiber, or DSL service. 9.9% rely solely on cellular data without a wired connection. 3.2% of households have no internet access. 6.7% use only a smartphone without a desktop or laptop. The area is served by 8 water systems, providing water to 198,877 people. A total of 1 water quality violation has been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Concord is located in Contra Costa County, CA. Results reflect all voters in the county, not just those in Concord.
Election Overview
Source: Contra Costa County (2024)2024 Winner
Democrat
Dem Votes
356,008
67.3%
GOP Votes
155,308
29.4%
Total Votes
528,904
Margin
D+38.0%
Shift from 2020
R+7.4pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 356,008 | 155,308 | 528,904 | 67.3% | 29.4% | D+38.0 |
| 2020 | 416,386 | 152,877 | 581,230 | 71.6% | 26.3% | D+45.3 |
| 2016 | 286,658 | 105,819 | 415,972 | 68.9% | 25.4% | D+43.5 |
In the 2024 presidential election, Contra Costa County recorded 528,904 total votes. Democrats won the county with 67.3% of the vote compared to 29.4% for Republicans, a margin of D+38.0%. Compared to 2020, the margin shifted R+7.4pp from the previous election. Since 2016, Contra Costa County has shifted 5.5 percentage points toward Republicans.
Public Records Request
Source: cityofconcord.orgSubmit a public records request to Concord — Uses NextRequest portal.
Source: cityofconcord.org
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
454
Total Assets
$819.8M
Total Income
$816.1M
Per 10K Residents
36.5
nonprofits
-34.6% vs peers avg
Orgs with >$1M Assets
70
Median Assets
$215K
Oldest Active
1941
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $491.4M of $819.8M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 100,000 - 250,000
Largest Nonprofits in Concord
Source: IRS Exempt Organizations BMFConcord, CA has 454 registered 501(c)(3) nonprofit organizations with combined assets of $819.8M. The most common category is Education, with 58 organizations. 70 nonprofits have assets exceeding $1 million. That works out to 36.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
1,104
Total Approved
$420.0M
Jobs Supported
9,650
Per 10K Residents
88.8
SBA loans
+47.9% vs peers avg
Unique Lenders
144
Top Lender
Wells Fargo Bank National Association
153 loans
Top Industry
Construction
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
938
Total Amount
$308.8M
Avg Loan
$329,250
Median Loan
$150,000
SBA Guaranteed
$231.7M(75%)
Jobs Supported
7,639
Loans
166
Total Amount
$111.2M
Avg Loan
$669,813
Median Loan
$502,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
183
17% of all-time total
Recent Amount
$112.6M
27% of all-time total
Avg Recent Loan
$615,072
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 100,000 - 250,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Viswanath Consulting Llc | 8 | $7.2M |
| Jai Shri Ram Hospitality Group of Concord, Llc | 1 | $5.5M |
| Compumail Information Services Inc | 1 | $4.7M |
| One Nine Capital Inc. | 1 | $4.4M |
| Fresh Pretzel Inc | 2 | $4.3M |
| Transition Metals | 1 | $4.0M |
| Synergetic One Llc | 1 | $3.9M |
| Elixir Vitae Llc | 2 | $3.9M |
| Hulga Hulga Holdings Llc | 1 | $3.6M |
| Majestic Floors Inc | 3 | $3.5M |
Concord, CA has received 1,104 SBA loans totaling $420.0M in approved funding between 1992 and 2026. The 7(a) program accounts for 938 loans (85% of the total), supporting 7,639 jobs. The 504 program, focused on real estate and large equipment, has funded 166 loans totaling $111.2M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Concord is Wells Fargo Bank National Association with 153 loans. That works out to 88.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
15
Total Population
455,996
Avg Median Income
-$44,310,229
Avg Home Value
$1,110,147
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 94507 | 14,546 | $250,001 | $2,000,001 | $3,501 | 11.2 |
| 94517 | 12,164 | $164,860 | $995,600 | $3,501 | 47.7 |
| 94518 | 27,743 | $111,406 | $826,500 | $2,290 | 5.5 |
| 94519 | 19,918 | $123,366 | $727,600 | $2,340 | 4.5 |
| 94520 | 36,767 | $79,790 | $572,400 | $2,118 | 9.9 |
| 94521 | 41,118 | $127,312 | $823,100 | $2,388 | 9.7 |
| 94523 | 34,789 | $142,622 | $1,038,400 | $2,479 | 7.2 |
| 94528 | 1,000 | N/A | $2,000,001 | N/A | 1.1 |
| 94549 | 28,247 | $231,195 | $1,968,500 | $2,902 | 19.9 |
| 94553 | 48,600 | $121,023 | $781,400 | $2,247 | 61.6 |
| 94565 | 99,933 | $95,035 | $563,300 | $2,145 | 45.3 |
| 94595 | 17,051 | $98,108 | $816,600 | $2,677 | 5.2 |
| 94596 | 23,592 | $137,660 | $1,245,000 | $2,471 | 6.1 |
| 94597 | 24,235 | $142,685 | $986,700 | $2,557 | 4.0 |
| 94598 | 26,293 | $188,170 | $1,307,100 | $2,989 | 20.6 |
Concord, CA has 15 ZIP codes with a combined population of 455,996. The average median household income across all ZIP codes is -$44,310,229. The average median home value is $1,110,147. The average median monthly rent is -$44,442,004.
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