Fort Smith, AR — City Data, Demographics & Statistics
Sebastian County · Arkansas
City DNA
A unique fingerprint for Fort Smith based on 8 key metrics — compared to averages.
Quick Stats
Population
89,496
2023 ACS
Median Income
$52,692
2023
Median Home Value
$168,100
2023
Median Rent
$852
2023
Median Age
36.6
Unemployment
6.7%
Cost of Living Index
85.9
100 = national avg
Fort Smith is a city in Sebastian County, Arkansas, with a population of 89,496 according to the 2023 American Community Survey. Fort Smith is one of the communities in Arkansas.
The median household income in Fort Smith is $52,692, and the median home value is $168,100. The cost of living index is 85.9 (where 100 = national average), and the median rent is $852 per month. The unemployment rate is 6.7%, and the median age is 36.6 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
89,496
Male
44,118
49.3%
Female
45,378
50.7%
Median Age
36.6
Age Distribution
Education & Household
Bachelor's or Higher
16.9%
High School or Higher
36.1%
Foreign Born
11.7%
Veterans
5.5%
Married
38.2%
Avg Household Size
2.4
Marital Status by Age
Race & Ethnicity
Diversity Index
0.546
Simpson's Index (0-1)
Largest Group
White
61.2%
Foreign Born
11.7%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
20.0%
17,926 people
Not Hispanic/Latino
80.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
83,599
English Only
79.1%
#1 Non-English Language
Spanish
12,638 speakers
Limited English
9.4%
Language Distribution
English Proficiency
Speaks English Very Well
90.6%
Limited English Proficiency
9.4%
Veterans & Military
Total Veterans
4,926
5.5% of population
Disability Rate
20.9%
1,027 with disability
Veteran Median Income
$35,902
Unemployment Rate
5.8%
Period of Service
Veteran Age Distribution
Male Veterans
4,369
88.7%
Female Veterans
557
11.3%
Veteran vs Non-Veteran Income
Veteran Income
$35,902
Non-Veteran Income
$31,289
Difference
$4,613
14.7% higher
Disability Status
With Disability
1,027
Without Disability
3,899
Disability Rate
20.9%
Ancestry & Heritage
Total Reporting Ancestry
41,059
#1 Ancestry
German
10.2% (9,129)
#2 Ancestry
Irish
9.3% (8,353)
#3 Ancestry
English
9.1% (8,113)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
36,480
Family Households
22,699
62.2%
Married Couples
15,261
41.8%
Non-Family Households
13,781
37.8%
Single Mother Households
5,653
15.5%
Single Father Households
1,785
4.9%
Living Alone
11,442
31.4%
Children Under 18
Total Children
18,339
In Married Couple
11,857
64.7%
With Single Mother
5,318
29.0%
With Single Father
1,164
6.3%
Family Income
Median Family Income
$68,304
Married Couple Income
$84,954
Single Mother Income
$42,121
Single Father Income
$44,137
Avg Family Size
2.4
Avg Non-Family Size
2.3
Grandparents w/ Grandchildren
2,186
Grandparents Responsible
863
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$52,692
-28% vs national
Per Capita Income
$33,991
-9% vs national
Poverty Rate
18.3%
+35% vs national
Gini Index
0.5236
0 = perfect equality
Unemployment
6.7%
+28% vs national
SNAP Recipients
13.2%
of households
How Fort Smith Compares
Fort Smith vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Fort Smith is highlighted.
Median Household Income
Fort Smith, AR has a median household income of $52,692, making it the 20,039th highest median household income out of 28,123 cities in our database. This means that Fort Smith has a higher median household income than 29% of all the cities we measured.
Per Capita Income
Fort Smith, AR has a per capita income of $33,991, making it the 13,179th highest per capita income out of 28,123 cities in our database. This means that Fort Smith has a higher per capita income than 53% of all the cities we measured.
Poverty Rate
Fort Smith, AR has a poverty rate of 18.3%, making it the 8,333rd highest poverty rate out of 31,262 cities in our database. This means that Fort Smith has a higher poverty rate than 73% of all the cities we measured.
Unemployment Rate
Fort Smith, AR has a unemployment rate of 6.7%, making it the 7,860th highest unemployment rate out of 31,012 cities in our database. This means that Fort Smith has a higher unemployment rate than 75% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Fort Smith. The median household income here is $52,692.
Income Distribution
Employment Snapshot
Unemployment Rate
6.7%
+10% vs AR avg
Labor Force
43,801
Employed
40,761
Mean Commute
16 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
16.9%
of adults 25+
High School Diploma+
36.1%
of adults 25+
Median Age
36.6
Work from Home
7.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Fort Smith, AR-OK metro area
Highest-Paying Job
Registered Nurses
Top Median Wage
$77.0K
per year
Occupations Tracked
20
Cost of Living
Overall Index
85.9
100 = national avg
-14.1 vs national average
Living Wage (1 Adult)
$37,789
per year
Living Wage (Family of 4)
$89,319
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$714
per month
2 Bedroom
$937
per month
The median household income in Fort Smith, AR is $52,692, which is 28.0% below the national average of $73,224. Per capita income is $33,991. The poverty rate of 18.3% is lower than the AR state average of 19.2%. The Gini index of income inequality is 0.5236, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 6.7%, compared to the state average of 6.1%. The labor force is 43,801. 16.9% of adults hold a bachelor's degree or higher. The average commute time is 16 minutes, with 7.4% working from home. About 77.8% of workers drive alone to work. The overall cost of living index is 85.9, which is 14.1% below the national average. Housing costs are below the national average at an index of 87.3. A single adult needs to earn approximately $37,789 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$240,000
Median List Price
$239,000
Price Per Sq Ft
$129
Days on Market
55
Active Inventory
349
Months of Supply
6.7
Buyer's market
Zillow Home Value
$188,546
ZHVI — January 2026
Zillow Rent Index
$1,035
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
5.8%
Off Market in 2 Weeks
8.1%
Sale-to-List Ratio
97.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
52
New Listings
84
Pending Sales
62
Price Per Square FootRedfin
Median Sale $/SF
$129
Median List $/SF
$137
House Price IndexFHFA
How much have housing prices increased in Fort Smith, AR? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Fort Smith, AR-OK metro area, home prices have risen 288.5% over the past 40 years. Over 20 years, prices grew 111.0%. The 10-year growth rate is 88.6%. Over the last 5 years, prices increased 60.8%. In the most recent 2-year period, the index rose 14.0%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Fort Smith, AR-OK housing market rather than Fort Smith alone.
Metro area: Fort Smith, AR-OK
Fort Smith vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Fort Smith is highlighted.
Median Home Value
Fort Smith, AR has a median home value of $168,100, making it the 14,863rd highest median home value out of 27,993 cities in our database. This means that Fort Smith has a higher median home value than 47% of all the cities we measured.
Median Rent
Fort Smith, AR has a median rent of $852, making it the 13,853rd highest median rent out of 22,337 cities in our database. This means that Fort Smith has a higher median rent than 38% of all the cities we measured.
Median Price Per Sq Ft
Fort Smith, AR has a price per square foot of $129, making it the 14,654th highest price per square foot out of 20,748 cities in our database. This means that Fort Smith has a higher price per square foot than 29% of all the cities we measured.
Rent Burden
Fort Smith, AR has a rent burden of 19.4%, making it the 9,648th highest rent burden out of 21,928 cities in our database. This means that Fort Smith has a higher rent burden than 56% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$168,100
Median Rent
$852
Total Housing Units
40,146
Vacancy Rate
9.1%
Owner Occupied
53.0%
Renter Occupied
47.0%
Median Property Tax
$1,118
per year
Monthly Cost (w/ Mortgage)
$839
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,118
per year
Effective Tax Rate
0.67%
of home value
Median Home Value
$168,100
Estimated Mean Tax
$1,391
The effective property tax rate is calculated by dividing the median annual property tax ($1,118) by the median home value ($168,100). In Fort Smith, AR, this works out to an effective rate of 0.67%. This is below the national average of approximately 1.1%.
The current median sale price in Fort Smith, AR is $240,000 according to Redfin data. Homes spend a median of 55 days on the market. 5.8% of homes sold above asking price. The market has 6.7 months of supply. The median price per square foot is $129. Zillow's observed rent index is $1,035/month. About 53.0% of housing units are owner-occupied. The median year homes were built is 1976. There are 40,146 total housing units. Homeowners pay a median annual property tax of $1,118. The effective tax rate is 0.67%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
8.44
per 1,000 residents
+224% vs national
Property Crime Rate
36.84
per 1,000 residents
+114% vs national
Total Crimes
4,074
2024
Violent Clearance
73%
cases solved
Property Clearance
12%
cases solved
YoY Change
-17.5%
violent crime rate
improving vs 2023
How Fort Smith Compares
Source: FBI (2024)Fort Smith vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Fort Smith is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Fort Smith police solve 77% of rape cases but only 10% of larceny/theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 81 | 0.90 | 76.5% |
| Robbery | Violent | 59 | 0.66 | 62.7% |
| Aggravated Assault | Violent | 618 | 6.87 | 73.8% |
| Burglary | Property | 420 | 4.67 | 19.5% |
| Larceny/Theft | Property | 2,613 | 29.04 | 10.0% |
| Motor Vehicle Theft | Property | 282 | 3.13 | 16.0% |
Fort Smith, AR reported 759 violent crimes and 3,315 property crimes in 2024. The violent crime rate of 8.44 per 1,000 residents is 224.4% above the national average of 2.60 per 1,000. Law enforcement cleared 73% of violent crimes. Larceny/theft accounts for 2,613 of the property crime reports. Firearms were involved in 28.2% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 759 | 3,315 | 8.44 | 36.84 |
| 2023 | 924 | 3,768 | 10.22 | 41.67 |
| 2022 | 940 | 4,450 | 10.44 | 49.44 |
| 2021 | 997 | 4,914 | 11.34 | 55.90 |
| 2020 | 1,032 | 4,873 | 11.72 | 55.33 |
| 2019 | 863 | 5,127 | 9.80 | 58.23 |
| 2018 | 734 | 4,436 | 8.31 | 50.24 |
| 2017 | 789 | 4,512 | 8.92 | 51.02 |
| 2016 | 714 | 5,229 | 8.06 | 59.04 |
| 2015 | 702 | 5,162 | 8.01 | 58.92 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
86.8
Relatively Moderate
Expected Annual Loss
85.9
Score (0-100)
Social Vulnerability
48.9
Score (0-100)
Community Resilience
38.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
21
Public Assistance
$19.3M
Individual Assistance
$7.8M
Most Common Type
Severe Storm
5 declarations
Public Assistance by Category
Showing 20 of 32 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
421
Total Claims Paid
$18,992,386
Avg Claim Payout
$45,113
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
35
Federal Funding
$20,448,485
Properties Protected
28
Avg Benefit-Cost Ratio
1.92
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 32 | $19,818,349 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $58,353 |
| 206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures; 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 1 | $571,783 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Fort Smith has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, heat wave, tornado. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 421 flood insurance claims have been filed in the area. FEMA has obligated $19,252,387 in public assistance recovery funding. $7,839,335 has been distributed in individual assistance to disaster-affected residents. 35 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
37.0%
0.9pp above the national average
Depression Rate
25.0%
1.5pp above the national average
Diabetes Rate
13.8%
1.9pp above the national average
Uninsured Rate
15.3%
4.7pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.7%
Arthritis
27.3%
Cancer (excl. skin)
7.5%
Teeth Lost (65+)
19.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.7%
14+ days in past month
Depression
25.0%
Loneliness
37.2%
Lack of Support
27.9%
Disability Prevalence
Any Disability
38.9%
Mobility
18.0%
Cognitive
19.8%
Hearing
8.7%
Vision
7.5%
Self-Care
5.2%
Independent Living
11.1%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Fort Smith has an obesity rate of 37.0%, which is 0.9pp above the national average. The depression rate is 25.0%, 1.5pp above the national average. About 15.3% of adults lack health insurance. 77.3% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
2.5 / 5
Nearest Hospital
0.7 mi
Mercy Hospital Fort Smith
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mercy Hospital Fort Smith | 0.7 mi | Acute Care Hospitals | 3/5 | Yes |
| Baptist Health - Fort Smith | 2.7 mi | Acute Care Hospitals | 2/5 | Yes |
| Valley Behavioral Health System | 5.4 mi | Psychiatric | — | — |
| Baptist Health - Van Buren | 8.4 mi | Acute Care Hospitals | — | Yes |
| Sequoyah County-City Of Sallisaw Hospital Authorit | 24.2 mi | Acute Care Hospitals | — | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
86,289
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| FORT SMITH WATER UTILITIES | 86,209 | 0 |
| SOUTH FORK HEIGHTS APARTMENTS | 80 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
2
Total CO₂e
139.3K MT
Top Emitter
GERDAU - FORT SMITH MILL
76.3K MT CO₂e
Total CO₂e vs Similar Cities (50,000 - 100,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
GERDAU - FORT SMITH MILL Gerdau Usa Inc | Metals | 76,305 |
FORT SMITH SANITARY LANDFILL City Of Ft Smith Arkansas | Waste | 63,040 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 2 water systems serving the area. 2 industrial facilities report greenhouse gas emissions totaling 139.3K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
16 min
-32% vs national
Drive Alone
77.8%
-1% vs national
Public Transit
0.2%
-79% vs national
Work From Home
7.4%
-20% vs national
Carpool
11.0%
Walk / Bike
1.6%
combined
How Fort Smith's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
14
2023
6-Year Avg
12
fatalities/yr
Pedestrian
3
Cyclist
1
Nighttime
6
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 14 | 14 | 0 | 3 | 1 |
| 2022 | 11 | 11 | 0 | 1 | 1 |
| 2021 | 17 | 18 | 0 | 4 | 0 |
| 2020 | 11 | 11 | 1 | 2 | 1 |
| 2019 | 6 | 6 | 0 | 1 | 0 |
| 2018 | 9 | 9 | 4 | 3 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Fort Smith, AR is 16 minutes, which is 31.6% below the national average of 23 minutes. 77.8% of workers drive alone, compared to the national average of 78.7%. 7.4% work from home, which is above the AR state average of 5.8%. 11.0% of workers carpool. 1.5% walk to work. In 2023, there were 14 traffic fatalities from 14 fatal crashes. 3 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
82.9%
of households
Cable / Fiber / DSL
72.2%
of households
No Internet
13.5%
of households
Total Households
36,480
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
93.2%
of households
Smartphone
88.8%
of households
Desktop / Laptop
68.4%
of households
Tablet
56.0%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
12.3¢
per kWh
-33% vs 50,000 - 100,000 avg
Commercial Rate
10.2¢
per kWh
-31% vs 50,000 - 100,000 avg
Industrial Rate
6.6¢
per kWh
-40% vs 50,000 - 100,000 avg
Avg Monthly Bill
$129
residential
-11% vs 50,000 - 100,000 avg
28% below the national average of 17.1¢/kWh
Residential electricity in Arkansas averages 12.3¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $129. State-level averages from EIA Electric Sales & Revenue data (2024).
Fort Smith vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
86,289
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| FORT SMITH WATER UTILITIES | Community | Surface water | 86,209 | 0 |
| SOUTH FORK HEIGHTS APARTMENTS | Community | Ground water under influence of surface water | 80 | 0 |
82.9% of households in Fort Smith have broadband internet access. 72.2% have cable, fiber, or DSL service. 8.3% rely solely on cellular data without a wired connection. 13.5% of households have no internet access. 17.1% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 86,289 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Fort Smith is located in Sebastian County, AR. Results reflect all voters in the county, not just those in Fort Smith.
Election Overview
Source: Sebastian County (2024)2024 Winner
Republican
Dem Votes
13,652
30.0%
GOP Votes
30,719
67.6%
Total Votes
45,452
Margin
R+37.5%
Shift from 2020
R+2.1pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 13,652 | 30,719 | 45,452 | 30.0% | 67.6% | R+37.5 |
| 2020 | 14,487 | 31,198 | 47,140 | 30.7% | 66.2% | R+35.5 |
| 2016 | 12,184 | 28,769 | 43,557 | 28.0% | 66.0% | R+38.1 |
In the 2024 presidential election, Sebastian County recorded 45,452 total votes. Republicans won the county with 67.6% of the vote compared to 30.0% for Democrats, a margin of R+37.5%. Compared to 2020, the margin shifted R+2.1pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
452
Total Assets
$1.2B
Total Income
$1.1B
Per 10K Residents
50.5
nonprofits
+10.5% vs peers avg
Orgs with >$1M Assets
76
Median Assets
$668K
Oldest Active
1938
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $891.5M of $1.2B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Fort Smith
Source: IRS Exempt Organizations BMFFort Smith, AR has 452 registered 501(c)(3) nonprofit organizations with combined assets of $1.2B. The most common category is Religion-Related, with 60 organizations. 76 nonprofits have assets exceeding $1 million. That works out to 50.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1938.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
384
Total Approved
$139.8M
Jobs Supported
2,587
Per 10K Residents
42.9
SBA loans
-83.1% vs peers avg
Unique Lenders
69
Top Lender
Regions Bank
60 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
361
Total Amount
$120.5M
Avg Loan
$333,763
Median Loan
$120,000
SBA Guaranteed
$91.4M(76%)
Jobs Supported
2,107
Loans
23
Total Amount
$19.3M
Avg Loan
$839,478
Median Loan
$755,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
54
14% of all-time total
Recent Amount
$46.2M
33% of all-time total
Avg Recent Loan
$856,457
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Pic N Tote Two Llc | 2 | $6.8M |
| Pic N Tote Midland Llc | 2 | $6.6M |
| Pic N Tote Three Llc | 2 | $6.1M |
| Ishani Hotel Llc | 1 | $3.1M |
| Sunshine Hotel Llc | 1 | $3.0M |
| Grm Innovations Llc | 2 | $3.0M |
| Jam Mart Short Stop Truck Stop | 1 | $2.7M |
| Tony's Tire Service Inc. | 4 | $2.6M |
| Licor Group Llc | 1 | $2.5M |
| Samairah Hospitality Llc | 1 | $2.4M |
Fort Smith, AR has received 384 SBA loans totaling $139.8M in approved funding between 1992 and 2026. The 7(a) program accounts for 361 loans (94% of the total), supporting 2,107 jobs. The 504 program, focused on real estate and large equipment, has funded 23 loans totaling $19.3M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Fort Smith is Regions Bank with 60 loans. That works out to 42.9 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
12
Total Population
144,535
Avg Median Income
-$111,064,742
Avg Home Value
-$55,419,747
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 72901 | 19,966 | $42,568 | $113,200 | $837 | 8.7 |
| 72903 | 26,318 | $60,186 | $216,200 | $804 | 16.2 |
| 72904 | 22,627 | $40,357 | $108,200 | $817 | 13.7 |
| 72905 | 0 | N/A | N/A | N/A | 14.6 |
| 72908 | 14,003 | $68,697 | $181,600 | $886 | 7.7 |
| 72916 | 11,087 | $88,125 | $257,100 | $1,212 | 37.7 |
| 72923 | 4,971 | $52,210 | $125,600 | $893 | 16.4 |
| 72956 | 34,102 | $60,387 | $177,100 | $825 | 103.8 |
| 74901 | 2,001 | $39,236 | $67,300 | $677 | 19.6 |
| 74902 | 4,359 | $48,333 | $134,200 | $747 | 30.2 |
| 74946 | 35 | N/A | $106,300 | $850 | 1.1 |
| 74954 | 5,066 | $56,333 | $142,900 | $850 | 20.9 |
Fort Smith, AR has 12 ZIP codes with a combined population of 144,535. The average median household income across all ZIP codes is -$111,064,742. The average median home value is -$55,419,747. The average median monthly rent is -$55,554,772.
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