Natural Disasters in Waterloo, AL
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
85.5
Relatively Moderate
Expected Annual Loss
84.8
Score (0-100)
Social Vulnerability
46.9
Score (0-100)
Community Resilience
61.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
18
Public Assistance
$7.5M
Individual Assistance
$15K
Most Common Type
Severe Storm
7 declarations
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms, Straight-line Winds, and Tornadoes → | Severe Storm | May 2023 | $3.4M | — |
| Hurricane Sally → | Hurricane | Sep 2020 | — | — |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Irma → | Hurricane | Sep 2017 | — | — |
| Severe Storms, Tornadoes, Straight-line Winds, and Flooding → | Severe Storm | Apr 2011 | $2.0M | $6K |
| Severe Storms, Tornadoes, and Straight-line Winds → | Severe Storm | Apr 2011 | — | — |
| Hurricane Gustav → | Hurricane | Aug 2008 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Hurricane Katrina → | Hurricane | Aug 2005 | $454K | — |
| Hurricane Ivan → | Hurricane | Sep 2004 | — | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | May 2003 | $531K | $4K |
| Riv-severe Winter Wx 12/23/98 → | Severe Storm | Jan 1999 | $1.1M | — |
| Severe Winter Storms, Ice and Flooding → | Severe Storm | Feb 1996 | — | — |
| Severe Winter Storms, Freezing, Flooding → | Severe Storm | Mar 1994 | — | — |
| Severe Snowfall, Winter Storm → | Snowstorm | Mar 1993 | — | — |
| Severe Storms & Flooding → | Flood | Jan 1991 | — | — |
| Drought → | Drought | Jul 1977 | — | — |
| Tornadoes & Flooding → | Tornado | Mar 1973 | — | — |
| Covid-19 Pandemic → | Unknown | — | — | $4K |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
141
Total Claims Paid
$1,400,360
Avg Claim Payout
$9,932
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
36
Federal Funding
$1,171,886
Properties Protected
188
Avg Benefit-Cost Ratio
1.12
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 14 | $379,614 |
| 206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures | 11 | $603,436 |
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 5 | $0 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $55,148 |
| 602.1: Other Equipment Purchase and Installation | 2 | $15,452 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Waterloo has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, cold wave, earthquake. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 141 flood insurance claims have been filed in the area. FEMA has obligated $7,469,607 in public assistance recovery funding. $14,795 has been distributed in individual assistance to disaster-affected residents. 36 hazard mitigation projects have been funded to reduce future risk.