Oxford, AL โ City Data, Demographics & Statistics
Talladega County ยท Alabama
City DNA
A unique fingerprint for Oxford based on 8 key metrics โ compared to averages.
Quick Stats
Population
22,063
2023 ACS
Median Income
$70,065
2023
Median Home Value
$164,700
2023
Median Rent
$882
2023
Median Age
37.2
Unemployment
4.8%
Cost of Living Index
98.1
100 = national avg
Oxford is a city in Talladega County, Alabama, with a population of 22,063 according to the 2023 American Community Survey. Oxford is one of the communities in Alabama.
The median household income in Oxford is $70,065, and the median home value is $164,700. The cost of living index is 98.1 (where 100 = national average), and the median rent is $882 per month. The unemployment rate is 4.8%, and the median age is 37.2 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
22,063
Male
11,672
52.9%
Female
10,391
47.1%
Median Age
37.2
Age Distribution
Education & Household
Bachelor's or Higher
17.5%
High School or Higher
37.4%
Foreign Born
4.2%
Veterans
5.9%
Married
39.5%
Avg Household Size
2.6
Marital Status by Age
Race & Ethnicity
Diversity Index
0.419
Simpson's Index (0-1)
Largest Group
White
73.9%
Foreign Born
4.2%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
6.3%
1,388 people
Not Hispanic/Latino
93.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
20,681
English Only
92.9%
#1 Non-English Language
Spanish
1,041 speakers
Limited English
3.9%
Language Distribution
English Proficiency
Speaks English Very Well
96.2%
Limited English Proficiency
3.9%
Veterans & Military
Total Veterans
1,295
5.9% of population
Disability Rate
31.7%
410 with disability
Veteran Median Income
$45,377
Unemployment Rate
17.6%
Period of Service
Veteran Age Distribution
Male Veterans
1,157
89.3%
Female Veterans
138
10.7%
Veteran vs Non-Veteran Income
Veteran Income
$45,377
Non-Veteran Income
$36,214
Difference
$9,163
25.3% higher
Disability Status
With Disability
410
Without Disability
885
Disability Rate
31.7%
Ancestry & Heritage
Total Reporting Ancestry
12,215
#1 Ancestry
American
13.7% (3,029)
#2 Ancestry
English
12.1% (2,672)
#3 Ancestry
Irish
9.6% (2,120)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
8,325
Family Households
5,521
66.3%
Married Couples
3,835
46.1%
Non-Family Households
2,804
33.7%
Single Mother Households
1,300
15.6%
Single Father Households
386
4.6%
Living Alone
2,399
28.8%
Children Under 18
Total Children
4,365
In Married Couple
2,695
61.7%
With Single Mother
1,430
32.8%
With Single Father
240
5.5%
Family Income
Median Family Income
$78,538
Married Couple Income
$88,784
Single Mother Income
$54,209
Single Father Income
$32,132
Avg Family Size
2.6
Avg Non-Family Size
2.5
Grandparents w/ Grandchildren
494
Grandparents Responsible
222
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$70,065
-4% vs national
Per Capita Income
$33,927
-9% vs national
Poverty Rate
14.9%
+9% vs national
Gini Index
0.4235
0 = perfect equality
Unemployment
4.8%
-8% vs national
SNAP Recipients
12.7%
of households
How Oxford Compares
Oxford vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Oxford is highlighted.
Median Household Income
Oxford, AL has a median household income of $70,065, making it the 12,260th highest median household income out of 28,123 cities in our database. This means that Oxford has a higher median household income than 56% of all the cities we measured.
Per Capita Income
Oxford, AL has a per capita income of $33,927, making it the 13,238th highest per capita income out of 28,123 cities in our database. This means that Oxford has a higher per capita income than 53% of all the cities we measured.
Poverty Rate
Oxford, AL has a poverty rate of 14.9%, making it the 11,264th highest poverty rate out of 31,262 cities in our database. This means that Oxford has a higher poverty rate than 64% of all the cities we measured.
Unemployment Rate
Oxford, AL has a unemployment rate of 4.8%, making it the 12,220th highest unemployment rate out of 31,012 cities in our database. This means that Oxford has a higher unemployment rate than 61% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Oxford. The median household income here is $70,065.
Income Distribution
Employment Snapshot
Unemployment Rate
4.8%
-18% vs AL avg
Labor Force
10,617
Employed
10,081
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
17.5%
of adults 25+
High School Diploma+
37.4%
of adults 25+
Median Age
37.2
Work from Home
3.3%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Anniston-Oxford, AL metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$95.4K
per year
Occupations Tracked
20
Cost of Living
Overall Index
98.1
100 = national avg
-1.9 vs national average
Living Wage (1 Adult)
$43,159
per year
Living Wage (Family of 4)
$102,011
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$682
per month
2 Bedroom
$814
per month
The median household income in Oxford, AL is $70,065, which is 4.3% below the national average of $73,224. Per capita income is $33,927. The poverty rate of 14.9% is lower than the AL state average of 17.3%. The Gini index of income inequality is 0.4235, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.8%, compared to the state average of 5.8%. The labor force is 10,617. 17.5% of adults hold a bachelor's degree or higher. About 83.4% of workers drive alone to work. The overall cost of living index is 98.1, which is 1.9% below the national average. Housing costs are below the national average at an index of 86.3. A single adult needs to earn approximately $43,159 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin โ January 2026
Median Sale Price
$227,450
Median List Price
$200,500
Price Per Sq Ft
$145
Days on Market
84
Active Inventory
64
Months of Supply
6.4
Buyer's market
Zillow Home Value
$190,517
ZHVI โ January 2026
Zillow Rent Index
$1,015
ZORI โ January 2026
Market CompetitivenessRedfin
Sold Above List
0.0%
Off Market in 2 Weeks
30.0%
Sale-to-List Ratio
96.5%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
10
New Listings
19
Pending Sales
20
Price Per Square FootRedfin
Median Sale $/SF
$145
Median List $/SF
$129
House Price IndexFHFA
How much have housing prices increased in Oxford, AL? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Anniston-Oxford, AL metro area, home prices have risen 89.3% over the past 20 years. The 10-year growth rate is 86.2%. Over the last 5 years, prices increased 53.4%. In the most recent 2-year period, the index rose 11.3%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Anniston-Oxford, AL housing market rather than Oxford alone.
Metro area: Anniston-Oxford, AL
Oxford vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Oxford is highlighted.
Median Home Value
Oxford, AL has a median home value of $164,700, making it the 15,157th highest median home value out of 27,993 cities in our database. This means that Oxford has a higher median home value than 46% of all the cities we measured.
Median Rent
Oxford, AL has a median rent of $882, making it the 12,967th highest median rent out of 22,337 cities in our database. This means that Oxford has a higher median rent than 42% of all the cities we measured.
Median Price Per Sq Ft
Oxford, AL has a price per square foot of $145, making it the 13,066th highest price per square foot out of 20,748 cities in our database. This means that Oxford has a higher price per square foot than 37% of all the cities we measured.
Rent Burden
Oxford, AL has a rent burden of 15.1%, making it the 16,531st highest rent burden out of 21,928 cities in our database. This means that Oxford has a higher rent burden than 25% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$164,700
Median Rent
$882
Total Housing Units
9,258
Vacancy Rate
10.1%
Owner Occupied
74.2%
Renter Occupied
25.8%
Median Property Tax
$683
per year
Monthly Cost (w/ Mortgage)
$906
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$683
per year
Effective Tax Rate
0.41%
of home value
Median Home Value
$164,700
Estimated Mean Tax
$708
The effective property tax rate is calculated by dividing the median annual property tax ($683) by the median home value ($164,700). In Oxford, AL, this works out to an effective rate of 0.41%. This is below the national average of approximately 1.1%.
The current median sale price in Oxford, AL is $227,450 according to Redfin data. Homes spend a median of 84 days on the market. 0.0% of homes sold above asking price. The market has 6.4 months of supply. The median price per square foot is $145. Zillow's observed rent index is $1,015/month. About 74.2% of housing units are owner-occupied. The median year homes were built is 1984. There are 9,258 total housing units. Homeowners pay a median annual property tax of $683. The effective tax rate is 0.41%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.45
per 1,000 residents
-44% vs national
Property Crime Rate
26.59
per 1,000 residents
+55% vs national
Total Crimes
619
2024
Violent Clearance
31%
cases solved
Property Clearance
38%
cases solved
YoY Change
-35.0%
violent crime rate
improving vs 2023
How Oxford Compares
Source: FBI (2024)Oxford vs Similar Cities
Source: FBI (2024)Compared to cities with 10,000 - 25,000 residents. Oxford is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Oxford police solve 100% of robbery cases but only 0% of rape cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 1 | 0.05 | 0.0% |
| Robbery | Violent | 1 | 0.05 | 100.0% |
| Aggravated Assault | Violent | 30 | 1.36 | 26.7% |
| Burglary | Property | 49 | 2.22 | 18.4% |
| Larceny/Theft | Property | 513 | 23.24 | 40.9% |
| Motor Vehicle Theft | Property | 25 | 1.13 | 12.0% |
Oxford, AL reported 32 violent crimes and 587 property crimes in 2024. The violent crime rate of 1.45 per 1,000 residents is 44.2% below the national average of 2.60 per 1,000. Law enforcement cleared 31% of violent crimes. Larceny/theft accounts for 513 of the property crime reports. Firearms were involved in 33.3% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 32 | 587 | 1.45 | 26.59 |
| 2023 | 49 | 617 | 2.23 | 28.09 |
| 2022 | 53 | 636 | 2.37 | 28.50 |
| 2021 | 30 | 500 | 1.42 | 23.60 |
| 2020 | 39 | 521 | 1.84 | 24.59 |
| 2018 | 67 | 928 | 3.17 | 43.88 |
| 2017 | 60 | 1,101 | 2.85 | 52.22 |
| 2016 | 79 | 949 | 3.72 | 44.69 |
| 2015 | 71 | 894 | 3.36 | 42.34 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
84.7
Relatively Moderate
Expected Annual Loss
77.9
Score (0-100)
Social Vulnerability
86.5
Score (0-100)
Community Resilience
40.5
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
25
Public Assistance
$2.0M
Individual Assistance
$790K
Most Common Type
Hurricane
10 declarations
Public Assistance by Category
Showing 20 of 27 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
107
Total Claims Paid
$2,092,570
Avg Claim Payout
$19,557
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
8
Federal Funding
$1,633,347
Properties Protected
132
Avg Benefit-Cost Ratio
5.88
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 4 | $703,523 |
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $136,666 |
| 403.1: Stormwater Management - Culverts | 1 | $216,645 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $522,913 |
| 206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures | 1 | $53,600 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Oxford has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, heat wave. The area has had 25 federal disaster declarations. The most common disaster type is hurricane (10 declarations). 107 flood insurance claims have been filed in the area. FEMA has obligated $1,955,421 in public assistance recovery funding. $789,573 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
39.3%
3.2pp above the national average
Depression Rate
24.5%
1.0pp above the national average
Diabetes Rate
14.9%
3.0pp above the national average
Uninsured Rate
11.1%
0.5pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
41.2%
Arthritis
32.0%
Cancer (excl. skin)
8.5%
Teeth Lost (65+)
18.5%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
17.9%
14+ days in past month
Depression
24.5%
Loneliness
35.6%
Lack of Support
24.4%
Disability Prevalence
Any Disability
38.4%
Mobility
18.4%
Cognitive
17.2%
Hearing
9.0%
Vision
6.5%
Self-Care
5.0%
Independent Living
10.7%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Oxford has an obesity rate of 39.3%, which is 3.2pp above the national average. The depression rate is 24.5%, 1.0pp above the national average. About 11.1% of adults lack health insurance. 79.6% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
2.0 / 5
Nearest Hospital
11.2 mi
Northeast Alabama Regional Med...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Northeast Alabama Regional Medical Center | 11.2 mi | Acute Care Hospitals | 1/5 | Yes |
| Citizens Baptist Medical Center | 21.3 mi | Acute Care Hospitals | โ | Yes |
| St Vincent'S St Clair | 24.3 mi | Acute Care Hospitals | 3/5 | Yes |
| Clay County Hospital | 25.6 mi | Acute Care Hospitals | โ | Yes |
| Tanner Medical Center-East Alabama | 27.9 mi | Critical Access Hospitals | โ | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
29,556
Violations (5yr)
3
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| OXFORD WATER WORKS & SEWER BOARD | 29,556 | 3 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total COโe
26.5K MT
Top Emitter
Gold Bond - ANN Plant
26.5K MT COโe
Total COโe vs Similar Cities (10,000 - 25,000)
| Facility | Sector | COโe (MT) |
|---|---|---|
Gold Bond - ANN Plant Spangler Companies Inc | Minerals | 26,517 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโe/year.
There are 1 water system serving the area. 3 water quality violations have been reported in the past 5 years. 1 industrial facility reports greenhouse gas emissions totaling 26.5K metric tons of COโe.
Infrastructure
Commute Overview2023 ACS
Drive Alone
83.4%
+6% vs national
Public Transit
0.3%
-70% vs national
Work From Home
3.3%
-65% vs national
Carpool
12.0%
Walk / Bike
0.9%
combined
How Oxford's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
4
2023
6-Year Avg
4
fatalities/yr
Pedestrian
1
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 4 | 4 | 0 | 1 | 0 |
| 2022 | 3 | 3 | 0 | 1 | 0 |
| 2021 | 3 | 3 | 0 | 0 | 0 |
| 2020 | 5 | 5 | 1 | 1 | 0 |
| 2019 | 4 | 4 | 0 | 0 | 0 |
| 2018 | 3 | 3 | 1 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Oxford, AL covers travel times and transportation modes. 83.4% of workers drive alone, compared to the national average of 78.7%. 3.3% work from home, which is below the AL state average of 5.2%. 12.0% of workers carpool. In 2023, there were 4 traffic fatalities from 4 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
88.3%
of households
Cable / Fiber / DSL
68.1%
of households
No Internet
9.1%
of households
Total Households
8,325
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
95.9%
of households
Smartphone
91.1%
of households
Desktop / Laptop
73.1%
of households
Tablet
57.1%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
15.2ยข
per kWh
-20% vs 10,000 - 25,000 avg
Commercial Rate
13.6ยข
per kWh
-12% vs 10,000 - 25,000 avg
Industrial Rate
7.3ยข
per kWh
-39% vs 10,000 - 25,000 avg
Avg Monthly Bill
$174
residential
+18% vs 10,000 - 25,000 avg
11% below the national average of 17.1ยข/kWh
Residential electricity in Alabama averages 15.2ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $174. State-level averages from EIA Electric Sales & Revenue data (2024).
Oxford vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (ยข/kWh)
Commercial Rate (ยข/kWh)
Industrial Rate (ยข/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
29,556
Violations (5yr)
3
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| OXFORD WATER WORKS & SEWER BOARD | Community | Surface water | 29,556 | 3 |
88.3% of households in Oxford have broadband internet access. 68.1% have cable, fiber, or DSL service. 15.3% rely solely on cellular data without a wired connection. 9.1% of households have no internet access. 15.9% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 29,556 people. A total of 3 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Oxford is located in Talladega County, AL. Results reflect all voters in the county, not just those in Oxford.
Election Overview
Source: Talladega County (2024)2024 Winner
Republican
Dem Votes
10,898
32.9%
GOP Votes
22,100
66.6%
Total Votes
33,175
Margin
R+33.8%
Shift from 2020
R+8.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 10,898 | 22,100 | 33,175 | 32.9% | 66.6% | R+33.8 |
| 2020 | 13,138 | 22,235 | 35,663 | 36.8% | 62.4% | R+25.5 |
| 2016 | 12,108 | 20,596 | 33,218 | 36.4% | 62.0% | R+25.6 |
In the 2024 presidential election, Talladega County recorded 33,175 total votes. Republicans won the county with 66.6% of the vote compared to 32.9% for Democrats, a margin of R+33.8%. Compared to 2020, the margin shifted R+8.3pp from the previous election. Since 2016, Talladega County has shifted 8.2 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
39
Total Assets
$1.9M
Total Income
$4.5M
Per 10K Residents
17.7
nonprofits
-78.6% vs peers avg
Orgs with >$1M Assets
1
Median Assets
$84K
Oldest Active
1964
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationNonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Oxford
Source: IRS Exempt Organizations BMF| Organization | Category | Assets | Income | Est. | IRS |
|---|---|---|---|---|---|
| AGENCY FOR SUBSTANCE ABUSE PREVENTION | โ | $1.2M | $2.3M | 1975 | |
| 7 SPRINGS MINISTRIES | Mental Health | $301K | $1.4M | 2015 | |
| MENTONE COMMUNICATIONS EDUCATIONAL ASSOCIATION INC | Education | $147K | $4K | 2003 | |
| FRED E AND MILDRED C ALLEN CHARITABLE FOUNDATION | Philanthropy | $131K | $903 | 2022 | |
| WOUNDED WARRIORS OF ALABAMA INC | Human Services | $36K | $71K | 2017 | |
| ALABAMA LAW ENFORCEMENT APPRECIATION FOUNDATION | Community Improvement | $31K | $106K | 2018 | |
| SAMCO FOUNDATION | Education | $4K | $505K | 2023 | |
| RUN FOR RECOVERY | Mental Health | $2K | $650 | 2021 |
Oxford, AL has 39 registered 501(c)(3) nonprofit organizations with combined assets of $1.9M. The most common category is Religion-Related, with 6 organizations. 1 nonprofits have assets exceeding $1 million. That works out to 17.7 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1964.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
107
Total Approved
$55.0M
Jobs Supported
1,126
Per 10K Residents
48.5
SBA loans
-55.1% vs peers avg
Unique Lenders
41
Top Lender
Century South Bank of Alabama
9 loans
Top Industry
Accommodation & Food Services
Data Span
1992โ2026
Loan Program Breakdown
Source: SBA FOIALoans
82
Total Amount
$44.8M
Avg Loan
$546,707
Median Loan
$147,500
SBA Guaranteed
$34.8M(78%)
Jobs Supported
750
Loans
25
Total Amount
$10.2M
Avg Loan
$408,520
Median Loan
$286,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
10
9% of all-time total
Recent Amount
$5.3M
10% of all-time total
Avg Recent Loan
$529,520
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Shiva Hospitality Llc | 2 | $4.3M |
| Ll & W Inc. | 2 | $3.5M |
| Oxford Express Car Wash Llc | 1 | $3.0M |
| Dharti Hospitality Llc | 3 | $2.9M |
| Shree Mahakal Llc | 1 | $2.7M |
| Shivalaya Llc | 2 | $2.5M |
| Initial Investments Llc(epc) and Avery Auto Sales(oc) | 1 | $2.1M |
| Jay Ram Hotels Llc | 1 | $2.1M |
| Jai Shree Ambe Llc | 1 | $2.0M |
| Oxford Fried Chicken Inc. | 1 | $1.9M |
Oxford, AL has received 107 SBA loans totaling $55.0M in approved funding between 1992 and 2026. The 7(a) program accounts for 82 loans (77% of the total), supporting 750 jobs. The 504 program, focused on real estate and large equipment, has funded 25 loans totaling $10.2M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Oxford is Century South Bank of Alabama with 9 loans. That works out to 48.5 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
6
Total Population
58,910
Avg Median Income
$49,707
Avg Home Value
$145,483
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 36201 | 17,406 | $33,754 | $75,900 | $709 | 39.0 |
| 36203 | 18,797 | $65,920 | $166,000 | $891 | 39.4 |
| 36205 | 1,233 | $25,637 | $265,300 | $519 | 13.0 |
| 36206 | 10,723 | $55,256 | $128,000 | $785 | 15.8 |
| 36260 | 4,729 | $57,163 | $152,800 | $742 | 28.9 |
| 36268 | 6,022 | $60,509 | $84,900 | $731 | 95.9 |
Oxford, AL has 6 ZIP codes with a combined population of 58,910. The average median household income across all ZIP codes is $49,707. The average median home value is $145,483. The average median monthly rent is $730.
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