Natural Disasters in Oxford, AL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

84.7

Relatively Moderate

Expected Annual Loss

77.9

Score (0-100)

Social Vulnerability

86.5

Score (0-100)

Community Resilience

40.5

Score (0-100)

Top Hazard Risks

Tornado93.8Cold Wave90.3Heat Wave81.8

Hazard	Risk Score
Tornado	93.8
Cold Wave	90.3
Heat Wave	81.8
Strong Wind	80.3
Wildfire	79.1
Earthquake	78.5
Hurricane	74.4
Lightning	69.4
Landslide	67.2
Drought	56.4
Hail	52.2
Ice Storm	51.5
Winter Weather	19.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Sep 2024

Most Common Type

Hurricane

10 declarations

Date	Type	Declaration
Sep 26, 2024	Hurricane	HURRICANE HELENE
Dec 10, 2020	Hurricane	HURRICANE ZETA
Sep 14, 2020	Hurricane	HURRICANE SALLY
Mar 29, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 8, 2017	Hurricane	HURRICANE NATE
Sep 11, 2017	Hurricane	HURRICANE IRMA
Apr 28, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 27, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jul 10, 2005	Hurricane	HURRICANE DENNIS
Sep 15, 2004	Hurricane	HURRICANE IVAN
May 12, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 14, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Dec 7, 2001	Severe Storm	SEVERE STORMS AND TORNADOES
Oct 4, 1995	Hurricane	HURRICANE OPAL
Mar 15, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Feb 17, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
May 11, 1984	Tornado	SEVERE STORMS & TORNADOES

Showing 20 of 25 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

107

Total Claims Paid

$2,092,570

Avg Claim Payout

$19,557

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,955,421

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1466	Severe Storm(s)	19	$830,204
DR-4573	Hurricane	7	$586,297
DR-1971	Severe Storm(s)	28	$266,123
DR-1549	Hurricane	13	$261,367
DR-1593	Hurricane	2	$6,548
DR-4503	Biological	1	$4,882

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,633,347

Properties Protected

132

Avg Benefit-Cost Ratio

5.88

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	4	$703,523
403.4: Stormwater Management - Detention/Retention Basins	1	$136,666
403.1: Stormwater Management - Culverts	1	$216,645
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$522,913
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	1	$53,600

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Oxford has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, heat wave. The area has had 25 federal disaster declarations. The most common disaster type is hurricane (10 declarations). 107 flood insurance claims have been filed in the area. FEMA has obligated $1,955,421 in public assistance recovery funding. 8 hazard mitigation projects have been funded to reduce future risk.