Natural Disasters in Montgomery, AL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

91.8

Relatively Moderate

Expected Annual Loss

89.5

Score (0-100)

Social Vulnerability

71.3

Score (0-100)

Community Resilience

72.5

Score (0-100)

Top Hazard Risks

Lightning97.0Tornado96.6Heat Wave96.5

Hazard	Risk Score
Lightning	97.0
Tornado	96.6
Heat Wave	96.5
Strong Wind	95.7
Earthquake	92.5
Hurricane	87.3
Hail	76.4
Ice Storm	67.5
Drought	56.8
Landslide	53.0
Wildfire	51.6
Winter Weather	33.5
Cold Wave	21.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Sep 2024

Most Common Type

Hurricane

10 declarations

Date	Type	Declaration
Sep 26, 2024	Hurricane	HURRICANE HELENE
Sep 14, 2020	Hurricane	HURRICANE SALLY
Mar 13, 2020	Biological	COVID-19
Oct 12, 2018	Hurricane	HURRICANE MICHAEL
Oct 8, 2017	Hurricane	HURRICANE NATE
Sep 11, 2017	Hurricane	HURRICANE IRMA
Apr 28, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 27, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS
Jun 3, 2009	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND STRAIGHT-LINE WINDS
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Mar 3, 2007	Severe Storm	SEVERE STORMS AND TORNADOES
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jul 10, 2005	Hurricane	HURRICANE DENNIS
Sep 15, 2004	Hurricane	HURRICANE IVAN
Mar 20, 1996	Severe Storm	SEVERE STORMS, FLOODING AND TORNADOES
Oct 4, 1995	Hurricane	HURRICANE OPAL
Mar 15, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Mar 21, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
May 11, 1984	Tornado	SEVERE STORMS & TORNADOES
Apr 18, 1979	Flood	STORMS, WIND, FLOODING

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

12,450

Total IA Distributed

$18,961,387

Repair/Replace

$6,377,783

Rental Assistance

$2,359,012

Disaster	Registrations	Total IA $	Avg Damage
DR-4573	1	N/A	—
DR-4596	1	N/A	—
DR-4611	1	N/A	—
DR-1549	9,635	$7,825,915	$1,130
DR-4503	1,076	$6,217,583	—
DR-1842	1,625	$4,794,065	$3,080
DR-1971	52	$58,006	$818
DR-4684	24	$49,524	$2,745
DR-1687	29	$6,414	$832
DR-4563	3	$6,039	$15,119

Showing top 10 of 11 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

416

Total Claims Paid

$6,659,255

Avg Claim Payout

$16,008

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$75,441,780

Disasters with PA

Total Projects

453

Disaster	Type	Projects	Federal $
DR-1605	Hurricane	64	$22,428,830
DR-1549	Hurricane	218	$19,990,398
DR-4563	Hurricane	7	$16,081,972
DR-1971	Severe Storm(s)	8	$5,214,479
DR-4503	Biological	12	$5,066,377
DR-1842	Severe Storm(s)	69	$1,670,148
DR-4349	Hurricane	7	$964,902
DR-1593	Hurricane	21	$840,230
DR-1789	Hurricane	5	$782,298
DR-1797	Severe Storm(s)	1	$676,748
DR-1866	Hurricane	5	$620,369
DR-4082	Hurricane	10	$209,947
DR-3389	Hurricane	2	$175,734
DR-1317	Severe Storm(s)	1	$164,342
DR-1836	Severe Storm(s)	6	$138,599

Showing top 15 of 24 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$489,268

Properties Protected

Avg Benefit-Cost Ratio

0.54

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$91,571
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$397,697

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Montgomery has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, tornado, heat wave. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (10 declarations). 416 flood insurance claims have been filed in the area. FEMA has obligated $75,441,780 in public assistance recovery funding. $18,961,387 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.