Natural Disasters in Margaret, AL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

72.1

Relatively Low

Expected Annual Loss

74.9

Score (0-100)

Social Vulnerability

30.4

Score (0-100)

Community Resilience

42.0

Score (0-100)

Top Hazard Risks

Tornado91.8Landslide85.1Earthquake74.9

Hazard	Risk Score
Tornado	91.8
Landslide	85.1
Earthquake	74.9
Strong Wind	73.6
Wildfire	71.8
Heat Wave	71.7
Lightning	70.8
Cold Wave	62.4
Hurricane	56.7
Drought	44.2
Ice Storm	40.8
Hail	30.9
Winter Weather	18.1

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Sep 2024

Most Common Type

Severe Storm

12 declarations

Date	Type	Declaration
Sep 26, 2024	Hurricane	HURRICANE HELENE
Sep 14, 2020	Hurricane	HURRICANE SALLY
Mar 13, 2020	Biological	COVID-19
Apr 26, 2018	Severe Storm	SEVERE STORMS AND TORNADOES
Oct 8, 2017	Hurricane	HURRICANE NATE
Sep 11, 2017	Hurricane	HURRICANE IRMA
Jan 21, 2016	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 28, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 27, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 15, 2004	Hurricane	HURRICANE IVAN
May 12, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 14, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Dec 7, 2001	Severe Storm	SEVERE STORMS AND TORNADOES
Dec 18, 2000	Severe Storm	SEVERE STORMS AND TORNADOES
Apr 9, 1998	Severe Storm	SEVERE STORMS AND TORNADOES
Oct 4, 1995	Hurricane	HURRICANE OPAL
Mar 30, 1994	Severe Storm	SEVERE STORMS, TORNADO, AND FLOODING
Mar 15, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM

Showing 20 of 29 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,501

Total IA Distributed

$1,701,387

Repair/Replace

$993,702

Rental Assistance

$344,033

Disaster	Registrations	Total IA $	Avg Damage
DR-1971	1,027	$806,560	$1,147
DR-1466	266	$699,202	$2,896
DR-1549	64	$79,849	$1,231
DR-4176	16	$44,389	$4,648
DR-4503	11	$35,067	—
DR-4052	112	$30,785	$5,820
DR-4632	1	$3,390	$1,750
DR-4596	4	$2,147	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,377,595

Avg Claim Payout

$14,350

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,375,173

Disasters with PA

Total Projects

145

Disaster	Type	Projects	Federal $
DR-1971	Severe Storm(s)	94	$1,593,571
DR-4362	Severe Storm(s)	5	$329,330
DR-1466	Severe Storm(s)	26	$166,044
DR-4251	Severe Storm(s)	12	$164,617
DR-1399	Severe Storm(s)	7	$117,054
DR-4503	Biological	1	$4,556

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,030,008

Properties Protected

Avg Benefit-Cost Ratio

2.81

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	9	$125,106
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	7	$1,702,440
601.1: Generators	1	$0
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$0
403.1: Stormwater Management - Culverts	1	$202,462

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Margaret has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, landslide, earthquake. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 96 flood insurance claims have been filed in the area. FEMA has obligated $2,375,173 in public assistance recovery funding. $1,701,387 has been distributed in individual assistance to disaster-affected residents. 19 hazard mitigation projects have been funded to reduce future risk.