Natural Disasters in Cowarts, AL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

87.8

Relatively Moderate

Expected Annual Loss

85.1

Score (0-100)

Social Vulnerability

72.2

Score (0-100)

Community Resilience

76.0

Score (0-100)

Top Hazard Risks

Tornado95.9Lightning93.9Hurricane93.8

Hazard	Risk Score
Tornado	95.9
Lightning	93.9
Hurricane	93.8
Strong Wind	87.3
Heat Wave	79.8
Drought	77.7
Cold Wave	76.2
Earthquake	72.7
Ice Storm	58.2
Wildfire	51.9
Winter Weather	49.7
Landslide	38.6
Hail	37.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Hurricane

Sep 2020

Most Common Type

Hurricane

11 declarations

Date	Type	Declaration
Sep 20, 2020	Hurricane	HURRICANE SALLY
Sep 14, 2020	Hurricane	HURRICANE SALLY
Mar 13, 2020	Biological	COVID-19
Nov 5, 2018	Hurricane	HURRICANE MICHAEL
Oct 12, 2018	Hurricane	HURRICANE MICHAEL
Oct 8, 2017	Hurricane	HURRICANE NATE
Sep 11, 2017	Hurricane	HURRICANE IRMA
Jan 21, 2016	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 2, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 28, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 27, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS
Apr 28, 2009	Severe Storm	SEVERE STORMS, FLOODING, TORNADOES & STRAIGHT-LINE
Aug 30, 2008	Hurricane	HURRICANE GUSTAV
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jul 10, 2005	Hurricane	HURRICANE DENNIS
Sep 15, 2004	Hurricane	HURRICANE IVAN
Nov 14, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Dec 18, 2000	Severe Storm	SEVERE STORMS AND TORNADOES
Mar 9, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Oct 4, 1995	Hurricane	HURRICANE OPAL

Showing 20 of 26 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

194

Total Claims Paid

$4,107,331

Avg Claim Payout

$21,172

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$16,969,818

Disasters with PA

Total Projects

365

Disaster	Type	Projects	Federal $
DR-4406	Hurricane	49	$8,647,048
DR-1835	Severe Storm(s)	222	$3,365,550
DR-4563	Hurricane	5	$1,810,860
DR-4251	Severe Storm(s)	21	$1,127,765
DR-4176	Severe Storm(s)	24	$911,267
DR-1549	Hurricane	17	$596,315
DR-1593	Hurricane	18	$419,209
DR-3389	Hurricane	3	$61,809
DR-3618	Tropical Storm	2	$19,560
DR-1352	Severe Storm(s)	4	$10,435

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,693,709

Properties Protected

Avg Benefit-Cost Ratio

1.65

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	5	$104,192
601.1: Generators	4	$164,142
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	3	$461,909
403.1: Stormwater Management - Culverts	3	$595,932
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	2	$316,244

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cowarts has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, lightning, hurricane. The area has had 26 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 194 flood insurance claims have been filed in the area. FEMA has obligated $16,969,818 in public assistance recovery funding. 22 hazard mitigation projects have been funded to reduce future risk.