Natural Disasters in Concord, AL

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

97.6

Relatively High

Expected Annual Loss

96.9

Score (0-100)

Social Vulnerability

56.2

Score (0-100)

Community Resilience

80.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$62.3M

Individual Assistance

$10.9M

Most Common Type

Severe Storm

18 declarations

Disaster	Type	Date	PA $	IA $
Hurricane Helene →	Hurricane	Sep 2024	—	—
Severe Storms and Flooding →	Severe Storm	Dec 2021	—	$113K
Severe Storms, Straight-line Winds, and Tornadoes →	Severe Storm	Apr 2021	—	$55K
Hurricane Sally →	Hurricane	Sep 2020	—	—
Covid-19 Pandemic →	Biological	Mar 2020	$5.1M	$1.9M
Covid-19 →	Biological	Mar 2020	—	—
Hurricane Nate →	Hurricane	Oct 2017	—	—
Hurricane Irma →	Hurricane	Sep 2017	$4K	—
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →	Severe Storm(s)	Jan 2016	$15K	—
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →	Severe Storm	May 2014	$6.1M	$362K
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →	Severe Storm	Feb 2012	—	$121K
Severe Storms, Tornadoes, Straight-line Winds, and Flooding →	Severe Storm	Apr 2011	$33.5M	$3.8M
Severe Storms, Tornadoes, and Straight-line Winds →	Severe Storm	Apr 2011	—	—
Severe Storms, Flooding, Tornadoes, and Straight-line Winds →	Severe Storm	May 2009	$827K	—
Hurricane Gustav →	Hurricane	Aug 2008	—	—
Severe Storms and Tornadoes →	Severe Storm	Mar 2007	—	$5K
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Hurricane Katrina →	Hurricane	Aug 2005	$2.5M	—
Hurricane Dennis →	Hurricane	Jul 2005	$1.1M	—
Hurricane Ivan →	Hurricane	Sep 2004	$6.6M	$3.9M

Showing 20 of 40 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

2,880

Total Claims Paid

$47,400,531

Avg Claim Payout

$16,459

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

125

Federal Funding

$63,836,119

Properties Protected

658

Avg Benefit-Cost Ratio

2.12

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	40	$9,914,436
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	27	$10,587,705
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	22	$949,175
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine	10	$3,559,034
601.1: Generators	6	$895,914

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Concord has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, lightning, cold wave. The area has had 38 federal disaster declarations. The most common disaster type is severe storm (18 declarations). 2,880 flood insurance claims have been filed in the area. FEMA has obligated $62,251,359 in public assistance recovery funding. $10,871,657 has been distributed in individual assistance to disaster-affected residents. 125 hazard mitigation projects have been funded to reduce future risk.